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ICICI Mine Credit Card

Home Credit Card ICICI Bank Credit Card ICICI Mine Credit Card

ICICI Mine Credit Card lets you choose your card plan according to your spending needs every month. You can earn accelerated rewards and cashback on key brands depending upon your chosen plan. Besides this, the cardholders can also avail other privileges, including free lounge access, fuel surcharge waiver and other offers across multiple spending categories. Read on to know more about ICICI Mine Credit Card.

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Updated: 01-08-2025 11:11:40 AM

Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit ICICI Bank website.

Key Highlights of ICICI Mine Credit Card
ICICI Mine Credit Card
Best Suited for Lifestyle benefits
Joining Fee
  • Starter: Nil
  • Pro 49: Rs. 49
  • Premium 149: Rs. 149
Renewal Fee
  • Starter: Nil
  • Pro 49: Rs. 49 per month
  • Premium 149: Rs. 149 per month
Best Feature Up to 5% accelerated rewards on key lifestyle brands
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On this page:
ICICI Mine Credit Card: Features & Benefits
ICICI Mine Credit Card: Fees & Charges
ICICI Mine Credit Card: Eligibility & Documentation
Should You Apply for ICICI Mine Credit Card?
Cards Similar to ICICI Mine Credit Card
FAQs
ICICI Mine Credit Card: Features & Benefits

With this ICICI credit card, you can earn MineCash as cashback on all retail spends and get other benefits like lounge access, waiver on fuel surcharge, and reward offers on dining and many more. Some major features and benefits of ICICI Mine credit card are discussed below:

Up to 5% Cashback as MineCash

You can earn up to 5% cashback in the form of MineCash on your transactions as per the details below:

  • 1% cashback on all retail spends on all the Mine card plans
  • Pro 49: 5% cashback on key brands, including Zomato, Swiggy, Gaana, BookMyShow, Amazon Prime, PVR, Inox, Ola, Big Basket, and Grofers
  • Premium 149: 5% cashback on all key brands of Pro 49 plan and others, including Amazon, Goibibo, MakeMyTrip, Fitternity, Myntra, and Furlenco
  • The cashback has been capped at Rs. 100, Rs. 200 and Rs. 750 per month for Starter, Pro 49 and Premium 149 plans respectively.

Click here for ICICI Mine terms and other card related information.

Other Benefits

Some of the other benefits available on the Mine credit card are mentioned below:

Complimentary Lounge Access- Get 1 free railway lounge access per month on Pro 49 and Premium 149 plans. 1 free access to domestic airport lounge per quarter on spending Rs. 35,000 in the previous quarter.

Fuel Surcharge Waiver- Get 1% fuel surcharge waiver on all HPCL pumps on transactions of up to Rs. 4,000 on all Mine card plans. This is applicable on payments done by card swiping on ICICI Merchant Services POS machines only.

Also read: Best Credit Cards for Fuel Transactions

Dining & Everyday Delight Offers- You can avail exclusive dining offers through ICICI Bank Culinary Treats Programme. Additionally, you can also access Everyday Delight offers on various categories, like travel, grocery, fashion, food and e- marketplace.

Click here for terms and conditions on benefits and for Mine membership guide.

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ICICI Mine Credit Card: Fees & Charges

The fees and charges associated with ICICI Mine Credit Card are given below in the table:

Particulars

Details
Joining Fee
  • Starter Plan: Nil
  • Pro 49: Rs. 49*
  • Premium 149: Rs. 149*
Annual/Renewal Fee
  • Starter: Nil
  • Pro 49: Rs. 49*
  • Premium 149: Rs. 149*
Finance Charges 3.4% per month (40.8% p.a.)
Late Payment Fee On Amount Due of:

  • Less than Rs. 100: Nil
  • Between Rs. 100 – Rs. 500: Rs. 100
  • Between Rs. 501 – Rs. 5,000: Rs. 500
  • Between Rs. 5,001 – Rs. 10,000: Rs. 750
  • Between Rs. 10,001 – Rs. 25,000: Rs. 900
  • Between Rs. 25,001 – Rs. 50,000: Rs. 1,000
  • Above Rs. 50,000: Rs. 1,200

*Plan fee can be reversed in the form of MineCash if you spend Rs. 10,000 on Pro 49 and Rs. 20,000 on Premium 149 plan membership in the current calendar month.

Click here for the detailed fees and charges.

ICICI Mine Credit Card: Eligibility & Documentation

The applicant must be an Indian resident to apply for ICICI Mine Credit Card. Besides this, you must also fulfill the eligibility criteria mentioned below:

Criteria

Details
Age 21 years and above
Occupation Salaried or Self-Employed
Documents Required Click here for the list of documents
Should You Apply for ICICI Mine Credit Card?

ICICI Mine Credit Card provides you with the flexibility to change your monthly plans according to your spending needs. You can choose between the Starter, Pro 49 and Premium 149 plans to get access to accelerated rewards on your monthly spendings. This card is mainly suitable for those who regularly spend on key lifestyle brands from categories like dining, shopping, food delivery, movies and travel. Apart from this, other benefits like fuel surcharge waiver, lounge access and multiple MineCash redemption options are also available for the cardholders.

You can opt for this card if you are looking for a basic credit card with a decent rewards and cashback program. You can also choose this card for its flexible plan options.

Suggested Read: Entry-Level Credit Cards

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Cards Similar to ICICI Mine Credit Card

You can also explore other credit card options which offer millennial-focused lifestyle benefits similar to ICICI Mine credit card. Refer to the table below for such cards with accelerated rewards that you may consider:

Credit Card Annual Fee Key Features
IDFC First Millennia Credit Card Nil Up to 10X incremental reward points that never expire
HDFC Millennia Credit Card Rs. 1,000 5% cashback on Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, SonyLiv, Swiggy, Tata CLiQ, Uber, Zomato
HDFC MoneyBack+ Credit Card Rs. 500 10X CashPoints on Amazon, Swiggy, BigBasket, Reliance Smart SuperStore & Flipkart
Slice Credit Card Nil Up to 2% cashback on every transaction
FAQs

Q. Does ICICI MineCash expire?

A. Yes, the MineCash earned through the ICICI credit card has a validity of 3 years from the date of credit.

Q. Can I earn cashback on all my transactions through ICICI Mine Credit Card?

A. No, you can earn cashback in the form of MineCash on all retail spends, except on fuel, utility, insurance, cash withdrawals, EMIs and bank fee payments.

Q. How to redeem my ICICI MineCash?

A. You can redeem your MineCash earned through ICICI credit card against statement credit by calling Customer Care on 1860 120 7777.  MineCash redemption against the statement balance is done at the rate of 1 MineCash = Re 1 with minimum 1,500 MineCash and  in multiples of 100.

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