InterMiles HDFC Bank Diners Club – Travel Credit Card

With this credit card, you can earn InterMiles on every transaction. Below mentioned are the features and benefits of this credit card:

Welcome Benefits of up to 25,000 InterMiles

The card gives multiple welcome benefits to its users as per the below details:

• Complimentary Gold Membership of the InterMiles Program for the first year
• 25,000 bonus InterMiles:
  • 10,000 InterMiles on spending Rs. 20,000 within the first 30 days of card set up
  • 15,000 InterMiles on total retail spend of Rs. 1.5 lakh and above, within the first 90 days
• Rs. 2,000 flight and Rs. 3,000 hotel discount vouchers for the first year

Up to 16 InterMiles 

With the InterMiles HDFC Bank Diners Club Credit Card, one can earn InterMiles in the following manner:

• 8 InterMiles for every Rs. 150 spent across all categories
• 16 InterMiles on every Rs. 150 spent on flight tickets via InterMiles website
• 16 InterMiles on every Rs. 150 spent on hotel bookings

Up to 10% off on Etihad Airways

You can earn discounts on Etihad Airways as per the below details:

• 10% discount on Etihad Airways Business Class tickets
• 5% discount on Etihad Airways Economy Class tickets
• 2.5X bonus InterMiles on Etihad Airways tickets

Special Renewal Benefit

10,000 InterMiles on spending Rs. 20,000 within the first 30 days of Anniversary date. You can also avail discount vouchers as per the below details:

• Rs. 1,000 flight discount voucher
• Rs. 2,000 hotel discount voucher

Complimentary Lounge Access

Unlimited access to 1,000+ domestic and international airport lounges under the Diners Club Lounge Access Program. Light refreshments, conference rooms, fax machines, etc., can be availed at these lounges.

Complimentary Dineout Passport Membership 

Get exclusive complimentary Dineout Passport Membership that offers:

• Up to 40% off on dining using InterMiles HDFC Bank Diners Credit Card
• Flat 25% off at 2,000+ premium restaurants
• Additional 15% off on InterMiles HDFC Bank Diners Club Credit Card
• 1+1 on the buffet at 200+ restaurants
• Early access to events and festivals such as Gourmetlicious

Insurance Benefits

This card offers complete protection in the form of insurance cover as follows:

• Air accident insurance cover worth Rs. 2 crore
• Emergency overseas hospitalization worth Rs. 50 lakh
• Travel insurance cover of up to Rs. 55,000 on baggage delay
• Credit liability cover of up to Rs. 9 lakh

Other Benefits

Some of the other benefits of this credit card are mentioned below:

Renewal Membership Fee Waiver: Spend Rs. 8 lakh in a year and get next year’s annual membership fee waived off.

Golf Benefit: Unlimited complimentary golf games at leading courses across India and select courses across the world.

Interest-free Credit Period: Avail up to 50 days of interest-free credit period from the date of purchase.

Add-on Cards: Up to 3 add-on cards for your immediate family members.

Concierge Service: 24×7 concierge service to take care of reservations, referrals, car rental, business services, etc.

The table below represents the fees and charges associated with InterMiles HDFC Bank Diners Club Credit Card:

Title	Details
Joining Fee	Rs. 5,000
Renewal Fee	Rs. 5,000 (waived off on spending Rs. 8 lakh in a year)
Charges on Revolving Credit	3.75% p.m. or 45.0% p.a.
Late Payment Charges	For Statement Balance: Up to Rs. 100: Nil Rs. 101 to Rs. 500: Rs. 100 Rs. 501 to Rs. 1,000: Rs. 500 Rs. 1,001 to Rs. 5,000: Rs. 600 Rs. 5,001 to Rs. 10,000: Rs. 750 Rs. 10,001 to Rs. 25,000: Rs. 900 Rs. 25,001 to Rs. 50,000: Rs. 1,100 More than Rs. 50,000: Rs. 1,300

*To view the most important terms and conditions, Click here.

To be eligible for this card, applicants must meet the below eligibility criteria:

Criteria	Details
Occupation	Salaried or Self-employed
Minimum Income for Salaried Applicants	Rs. 1.75 lakh p.m.
Age for Salaried Applicants	21-60 years
Minimum Income for Self-employed Applicants	ITR>Rs. 21 lakh p.a.
Age for Self-employed Applicants	21-65 years
Documents Required	Click here for the list of acceptable documents
Serviceable Cities	Click here for the list of eligible cities

InterMiles HDFC Bank Diners Club Credit Card is a travel credit card that helps you earn InterMiles on your bookings. You can later redeem the earned InterMiles on your future bookings. This card is a good option for you if you want a premium travel credit card that comes with a reasonable annual fee.

With unlimited lounge and golf access, discounts on flight tickets and hotel bookings, this is one of the best travel credit cards available in India. Overall, you can apply for this credit card if you frequently travel and want to avail premium travel benefits. However, if you are looking for a credit card that lets you redeem your earned air miles on multiple websites, then this might not be the right choice for you.

Looking for a similar credit card with a low annual fee? Read about InterMiles HDFC Bank Platinum Credit Card.

A few of the similar credit cards offered by other banks are mentioned in the table below:

Credit Card	Annual Fee	Reward Points
InterMiles HDFC Bank Diners Club Credit Card	Rs. 5,000	16 InterMiles on every Rs. 150 spent on flight tickets or hotel bookings
SBI Card Elite	Rs. 4,999	5X reward points on dining, departmental stores and grocery spends
CitiBank PremierMiles	Rs. 3,000	10,000 air miles on spending Rs. 1,000 within 60 days of issuance and 10 air miles per Rs. 100 on airline spends
Axis Bank Vistara Signature	Rs. 3,000	4 Club Vistara points per Rs. 200 spent
Air India SBI Signature	Rs. 4,999	Up to 30 reward points for every Rs. 100 spent on Air India tickets

How can I apply for this credit card?

Currently, this credit card is not available on Paisabazaar’s platform. You can apply for this card by visiting the official website of HDFC Bank or the nearest branch.

What is Jet Privilege?

Jet Privilege, now the InterMiles Program, is an air mile program under which you can earn miles and redeem the same to book flight tickets through their website.

How can I redeem my JPMiles?

If you already have an InterMiles HDFC Bank Diners Club Credit Card, your accumulated JPMiles will be transferred to the new InterMiles Program. You can log in to the InterMiles website using your InterMiles number and redeem the miles for ticket bookings.

Can I convert InterMiles (JPMiles) to cash?

No, you cannot convert InterMiles to cash; you can only use them to book tickets on the InterMiles website.

What should I do if I lose my HDFC credit card?

If you lose your credit card, you should immediately call the customer care department of HDFC Bank on (STD Code) 6160 6161.

Why should I get InterMiles HDFC Bank Diners Club Credit Card?

This card is best suited for frequent travellers. So, if you fly multiple times in a year and want to save money on flights, this card suits your needs the best. Also, if you wish to get premium privileges like golf benefits, airport lounge access, concierge, etc., this card would be a good choice for you.