HDFC Diners Club Premium Credit Card – For Lifestyle & Travel

HDFC Diners Club Premium Credit Card offers lifestyle and travel benefits to its users. Some of the top features of this credit card are listed below:

Up to 4 reward points

You can earn reward points as per the below details:

• 4 reward points per Rs. 150 spent
• 10X reward points on international spends

Reward Points Redemption

Reward points redemption can be done as per the details mentioned below:

• Redeem reward points to book flights and hotels at HDFC Diners Club website (1 reward point = 0.50 air mile)
• Convert reward points into miles on Jet Airways, Air India and Singapore Airlines (1 reward point = 0.50 air mile)
• For flight and hotel bookings, Diners Premium card members can redeem up to a maximum of 70% of booking value through reward points
• Redeem points for exclusive gifts from the rewards catalogue
• Redeem reward points to get a cashback  (1 reward point = Rs.0.20)

Other Benefits

Some of the other benefits of this credit card are mentioned below:

Welcome Benefits: 2,500 reward points on joining.

Renewal Benefits: 2,500 reward points on the payment of the renewal fee.

Lounge Access: Up to 6 complimentary visits to 1,000+ lounges worldwide.

Annual Fee Waiver: Spend Rs. 3 lakh in 12 months and get your annual fee waived off.

Insurance: Through the HDFC Bank Diners Club Premium Credit Card, customers can also receive the following travel insurance as per the below details:

• Baggage loss of up to Rs. 50,000
• Overseas emergency hospitalization cover worth Rs. 25 lakh
• Air accident cover of Rs. 1 crore
• Credit liability cover worth Rs. 9 lakh

FX Markup Fee: Lowest mark-up fee on foreign currency transactions of 2%.

Concierge Services: Cardholders can make flight bookings, car hires and golf course reservations through this service.

Must read: Top 10 Credit Cards for Airport Lounge Access

Below mentioned are the fees and charges associated with HDFC Diners Club Premium Credit Card:

Type of Fee/ Charge	Amount
Joining Fee	Rs. 2,500
Annual/ Renewal Fee	Rs. 2,500 (waived off on spending Rs. 3 lakh in a year)
Finance Charges	3.75% p.m i.e. 45% p.a.
Late Payment Charges	For Statement Balance: Up to Rs. 100: Nil Rs. 101 to Rs. 500: Rs. 100 Rs. 501 to Rs. 1,000: Rs. 500 Rs. 1,001 to Rs. 5,000: Rs. 600 Rs. 5,001 to Rs. 10,000: Rs. 750 Rs. 10,001 to Rs. 25,000: Rs. 900 Rs. 25,001 to Rs. 50,000: Rs. 1,100 More than Rs. 50,000: Rs. 1,300

*To view the most important terms and conditions, Click here.

The applicant must fulfil the below eligibility criteria to apply for this card:

Criteria	Details
Occupation	Salaried or Self-employed
Minimum Income for Salaried Applicants	Rs. 60,000 p.m.
Age for Salaried Applicants	21-60 years
Minimum Income for Self-employed Applicants	ITR>Rs. 7.2 lakh p.a.
Age for Self-employed Applicants	21-65 years
Documents Required	Click here for the list of acceptable documents
Serviceable Cities	Click here for the list of eligible cities

HDFC Diners Club Premium Credit Card is a premium credit card that offers lifestyle and travel benefits to its users. You can earn reward points on every purchase and later convert them into Air Miles for future bookings. Apart from this, you will also get complimentary lounge access to 1,000+ lounges worldwide. Overall, you can apply for this credit card if you want to avail premium benefits and are capable of spending Rs. 3 lakh in a year to avoid annual charges.

Suggested read: Best Credit Cards in India

A few of the similar credit cards are mentioned in the table below:

Credit Card	Annual Fee	Reward Points
HDFC Diners Club Premium Credit Card	Rs. 2,500	4 reward points per Rs. 150 spent and 10X reward points on international spends
HDFC Millennia Credit Card	Rs. 1,000	5% cashback on Amazon and Flipkart
CitiBank PremierMiles	Rs. 3,000	10,000 air miles on spending Rs. 1,000 within 60 days of issuance and 10 air miles per Rs. 100 on airline spends
SBI Card Prime	Rs. 2,999	10 reward points per Rs. 100 spent on dining, groceries, movies and departmental stores
Axis Bank Select Credit Card	Rs. 3,000	10 Axis EDGE reward points on every Rs. 200 spent and up to 40% off on brands like Swiggy and BigBasket

How can I apply for this credit card?

You can apply for this credit card by visiting the nearest branch of HDFC Bank to its official website. Currently, this credit card is not sourced by Paisabazaar.

Which are the other premium credit cards offered by HDFC Bank?

Some other premium credit cards offered by HDFC Bank include HDFC Regalia, HDFC Diners Club Rewardz and HDFC Diners Club Black and more.

Does this credit card offer concierge service?

Yes, this credit card offers a concierge service to make flight bookings, hotel bookings and so on.

What are the travel benefits of this credit card?

This being a travel credit card, gives you travel benefits like reward points on booking air tickets and hotels across 150+ airlines and hotel chains. Addtionally, it also gives 6 complimentary access to 1,000+ lounges worldwide.