PNB Credit Card Application Status

• At the moment Punjab National Bank allows its customers to know about their credit card application status through e-mail
• Applicants can write an e-mail to creditcardpnb@pnb.co.in
• PNB bank usually replies to the query in one or two days

Through Customer Care

If you are unable to get your PNB credit card application status through email or if you want to know the status immediately, you can call PNB customer care number that deals specifically with credit card related issues. The toll-free number is:

1800 180 2345

Alternatively, you can call the bank on 0120 – 4616200. The numbers are active 24×7, so you can call the bank whenever you want.

Punjab National Bank replies to your query related to the credit card application status and lets you know at what stage your credit card application is at. The credit card will be at any of the following stages:

• In Process
  • This could mean that your credit card application is still being reviewed by the bank
  • The bank may still be considering whether to reject or accept your application
• Dispatched
  • When PNB has accepted your credit card application and issued you a credit card only then you will get the ‘Dispatched’ status
  • This means the credit card has been mailed to you and should reach you in 3-4 business days
• On Hold
  • You credit card application can be stalled or put on hold when you have not submitted all the necessary documents that the bank requested
  • It could also mean that the bank has not yet started reviewing your credit card application
  • For further enquiry, you can call them up at their toll-free customer care service number 1800 180 2345
  • For global users, the number is +91 120 2303090
  • You can also send an email at creditcardpnb@pnb.co.in
• Disapproved
  • This means that the bank has reviewed your credit card application and found that you do not meet their eligibility criteria, or they see you as credit hungry
  • The bank will inform you of the same through an e-mail, SMS, or a phone call
• No Records Found
  • When you get an email from PNB official stating that there are no records found for the details that you entered, it means that the details that you gave PNB were wrong
  • It could also mean that you never applied for a PNB credit card and hence there is no record of your entry in the system
  • You can call up their customer service centre or drop an email asking for further clarification

These are the stages where your credit card can be at. Usually, it takes 15 to 20 business days for PNB to process a credit card request.

How can I increase my PNB credit card limit?
You can visit PNB’s branch and apply for the PNB credit card limit increase. You can also contact the PNB credit card customer care and request for increasing the credit limit on your credit card.

What are the requirements for PNB Credit Card?

• The applicant should be a customer of PNB for at least 6 months
• He should have passed matriculation
• He should be between 21 and 65 years of age
• There are salary constraints for each card type as well
• He should reside in the same city from where the card is applied for

Can I apply PNB credit card online?
At present, there is no facility to apply for the PNB credit card online. However, one can download the form from the PNB cards website and submit it at the branch after filling it and attaching required documents.

How can I track my PNB credit card application status?
You can track the PNB credit card application status either by sending a mail to creditcardpnb@pnb.co.in or calling the credit card customer care at 1800 180 2345. One can also visit the branch to track the credit card application status.

What is the easiest way to get approved for a credit card?
The easiest way to get a credit card application approved is by applying for the credit card through the salary account or the oldest savings account with the bank. One should also ensure that he has a pretty good credit score.

My credit Card Application was rejected. Can I apply again?
Yes, customers can apply for a credit card again. It is recommended to apply again after 6 months of credit card application rejection.

What are the different means through which one can check the PNB credit card application status?
A customer can keep track of his/her credit card application via email or by calling the customer care (1800 180 2345).

What is the email address of PNB through which I can check my credit card application status?
One can send an email to creditcardpnb@pnb.co.in mentioning his application details to his application status.

What is the minimum credit score that customers should have in order to be eligible for this credit card?
Applicants having a credit score of 750 and above find it relatively easier to get the PNB credit card.

Why does my credit card status show No Record Found?
This shows when the customer has provided the wrong details to the bank or has not applied for a credit card with PNB.