ICICI Credit Card Application Status

You can follow these simple steps to check the credit card status online. Ensure to keep the following documents handy to avoid confusion mid-way:

• Application form with reference number
• PAN Card details
• Mobile numbers, Date of Birth, etc. as mentioned in the application form.

Steps to Check Application Status Online

• Click here to visit the ICICI Bank credit card application status check page.
• In case you have the application number, enter the same along with your mobile number and date of birth.
• If you do not have the application number, it needs further authentication. Enter your mobile number and date of birth after which you will receive an OTP on your registered mobile number.
• You will be able to check the status of your application once the number is verified. Make sure that the information that you enter on the website at this point matches the information that you provided in your application form.

Applicants who are not comfortable using the online methods can also call on the ICICI credit card customer care number– 1800 103 8181. Ensure that the application number is kept handy as the customer care executive will ask for the same to check your status.

You can also visit the nearest ICICI Bank branch to check the status of your credit card application.

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The time taken to process your credit card application is different for every bank and customer. The approval depends on various factors like the applicant’s eligibility, annual income, documents submitted, etc. The facility of checking the application status online is for your convenience. It helps you identify the number of days left before you can get access to your credit card.

In Progress: If you receive the status as ‘In Progress,’ it means that the bank is still processing your application.

On-Hold: If the status of your application is ‘on-hold,’ it can be due to several reasons like incomplete documents or misleading/confusing information. In such a case, the bank asks for further details, clarification or proof from you. You will receive a call from them asking for the same. Once the bank has enough information to proceed with your application, the application processing will resume again.

Approved: No explanation required here! Your application has been ‘approved,’ and you will receive the card shortly at the mentioned address. It is only a matter of few days before you start enjoying the credit card benefits that you can get from your ICICI credit card.

Dispatched: This means that you will receive your credit card within 2 to 3 working days. You will also receive a message saying that your credit card has been dispatched. The credit card is always handed over to the applicant after necessary verification. Hence, it is advisable to be available at the mailing address for a hassle-free hand-over process.

Disapproved: This status means that the application has been rejected due to valid reasons. The reasons can be a failure to meet the eligibility criteria or misleading information in the application form. In case your application is rejected, you will find out through an SMS from the bank. Usually, any major detail about the reason behind the rejection of your application is not specified in the SMS. You can call ICICI Bank Customer Care to know more about the same.

No Records Found: In case you have entered incorrect details, the system will flash ‘No Records Found’ as your application status. You need to re-enter correct and valid information for the processing of your credit card application.

While there are other means that can help you check your application status, online tracking of your application status is one of the most effective and faster ways. Go digital to save your time and money; make the most of the digital services offered by ICICI Bank for your convenience.

Getting a new credit card gives your flexibility to enjoy benefits in terms of financial freedom that include but are not limited to rewards and benefits. You enjoy greater convenience and security doing your daily transactions when compared to debit cards or cash. All these features make the customer forget that the credit card is not just a piece of plastic but akin to a large amount of cash, remembering this will help customers secure their finances. Here are a few tips to secure yourself from fraudsters when using your credit card.

Use your credit card on trusted sites only

Many sites secure their connection with their visitors by employing the HTTPS protocol instead of HTTP protocol. The ‘S’ stands for secure and you should only share your ICICI Bank credit card information on sites that have this protocol. Additionally, you will see an image of a lock on the left side of the URL bar, this means that your connection has additional security features. When doing online transactions check whether the payment gateway is secure or not they must have at least 128 bit SSL encryption which works to secure the transmission of your ICICI Bank credit card number, CVV, and PIN/OTP.

Never save your credit card number

In today’s day and age, many applications or sites offer the feature where you can store your credit card number and expiration date. Do Not Save Your Credit Card Number we cannot stress this enough. Sure your transactions might be done in a jiffy but remember you are making the hacker’s task easy too, instead of all the details they just require your CVV number now. So never save your credit card information on any site or app.

Be wary of phishing scams

Phishing is derived from the word fishing. Hackers use a similar exercise where they send bait to you via email or offers and ask you to share your credit card details for a reward or benefit. If you are lured by the bait the hackers get your credit card information and can make transactions on it or even commit identity theft. If you get any emails regarding prizes or lottery winnings that you have never entered and the Email asks for your credit card information or account information do not give them your credit card information.

Sign the Back of Your Credit Card

Customers forget to sign the back of their credit card when they receive it. Now when you lose your credit card someone can make transactions on it and sign their name on the receipt as well as the credit card.

Why did ICICI Bank reject my credit card application?

If you are seeing ‘Declined’ as your ICICI Bank credit card application status, then it means that ICICI Bank has found your income, credit history, payment track record of other loans and credit cards (if any), etc. to be not up to mark. You should try improving your credit score and pay for your bills on time and after a few months reapply for ICICI Bank credit card. You can also contact the customer care cell of ICICI bank for more information as to what exactly made them reject your ICICI Bank credit card application.

What are the ways to check ICICI credit card status by reference number?
When you apply for an ICICI Bank credit card, an application reference number is generated. This reference number can be used to check the status of the ICICI credit card approval. Once approved, the card is dispatched to the address of the applicant. One can check the ICICI credit card status by reference number during this period as well.

ICICI Bank Credit Card rejected my credit card application; can I try for another credit card?
Yes, you can still apply for a credit card that has lower requirements from the one you originally applied for. Also, ICICI Bank offers Insta Credit Card that is issued against a fixed deposit; you can get this credit card immediately on the same day of application. Besides the varied benefits of credit cards you also enjoy specific benefits with regular usage and timely payment. It will help you maintain a good credit track record and you can also earn safe returns at competitive interest rates on your Fixed Deposit.

Why haven’t I received my ICICI Bank credit card when the ICICI Bank credit card application status shows that it has been dispatched?
If you are seeing ‘Dispatched’ as your ICICI Bank credit card application status for 3-4 business days and haven’t received your credit card, you can call up the registered post or courier service the bank is using. The details of the package, including track package number have been shared using which you can check the status of the package on the postal service website. Alternatively, you can call up ICICI Bank credit card customer for which the city wise numbers are provided here.

I lost my ICICI Bank credit card application number; can I still view my ICICI Bank credit card application status?
Yes, you can still view your credit card application status even if you lost your ICICI Bank credit card application number. To do this go to ICICI Bank credit card application tracker and share your mobile number and date of birth and click Send OTP. Enter the OTP and now you can view your ICICI Bank credit card application status.

How long does it take to transfer reward points to my frequent flyer account?
ICICI bank transfers your reward points to your participating airline’s frequent flyer account within 15 days.

How long does it take to process my ICICI Bank credit card request?
ICICI Bank usually takes around 21 days to process your credit card request. We advise that you wait 30 days before pursuing a complaint with the bank.