How to Check HSBC Credit Card Balance

You can opt for any of the below-mentioned ways to check your HSBC Credit Card Balance-

Internet Banking

Mobile Application

Customer Care

Steps to check HSBC Credit Card Balance via Internet Banking

Step 1- Click here to go to the online net banking portal of HSBC Bank.

Step 2- Login using your Username and Password.

Step 3- Click on the ‘Credit Cards’ section from the menu and select your card.

All the details of your card including your balance will be displayed on the screen.

Steps to check HSBC Credit Card Balance via Mobile App

Step 1- Open your HSBC Mobile Banking application.

Step 2- Login using your Username and Password.

Step 3- Click on the ‘Balances’ option from the menu.

Step 4- Click on the credit card for which you want to check the balance.

Your balance along with other credit card related information will be displayed on the screen.

Steps to check HSBC Credit Card Balance by calling Customer Care

Step 1- Contact the 24×7 available HSBC Credit Card Customer Care on- 1800 267 3456 or 1800 121 2208 (Within India) / +91-40-61268002 or +91-80-71898002 (From Overseas).

Step 2- The representative will ask for a few card related details.

Step 3- After successful verification, the representative will share your current HSBC Credit Card Balance.

The representatives are available for inquiries from 6:30 am to 8:30 pm. It is to be noted that the call should be placed from the mobile number registered with the bank.

Is there any SMS service to check HSBC Credit Card balance?

No, currently the bank does not provide the option of checking credit card balance via SMS.

Can I check HSBC Credit Card Balance without using the internet?

Yes, you can call the customer care to know your credit card balance. Alternatively, you can also visit the nearest ATM or HSBC Bank Branch to check your credit card balance.

Should I keep a balance on my credit card?

It is best to pay your credit card balance in full and on time each month. Ideally, you should charge only what you can afford to pay off every month. Not paying your credit card bills will just cost you more money in the form of interest and other penalties.

What is a credit balance refund?

The credit balance refund is a balance that is owed to you by your credit card company. This occurs when you pay or return more than you currently owe on your credit card. Thus, your credit card company refunds that extra money.