BOBCARD RuPay Credit Cards

BOBCARD offers various RuPay cards that allow consumers to make secure everyday payments while maximizing savings. BOBCARD RuPay cards enable UPI payments through their compatibility with Google Pay, PhonePe and Paytm, which allow cardholders to make secure payments through UPI. Cardholders can also earn rewards or cashback on UPI spends along with other benefits such as fuel surcharge waiver and secure contactless payments. Here are the best BOBCARD RuPay credit cards offering benefits across multiple categories. 

Best BOBCARD RuPay Credit Cards 

Features and Benefits of BOBCARD RuPay Credit Cards

Given below are the best RuPay Credit Card offered by BOBCARD, along with their features, benefits, and applicable fees and charges.

1. BOBCARD Tiara RuPay

Joining Fee: Rs. 2,499 + Taxes
Annual Fee: Rs. 2,499 + Taxes

Key Features & Benefits:

• 15 reward points per Rs. 100 spent on travel, dining, & internationally
• 3 reward points per Rs. 100 spent on other categories, including UPI spends
• Low foreign exchange markup fee of 2%
• Unlimited complimentary visits to domestic airport lounges for the primary cardholder on min spends of Rs. 40,000 per quarter
• Rs. 500 off each on Nykaa, Flipkart and Myntra per quarter
• Rs. 1,500 discount voucher per quarter for Lakme Salon services
• Complimentary annual memberships of Amazon Prime, Disney+ Hotstar, and Gaana Plus
• Complimentary 3-month Swiggy One membership, once per year
• Rs. 250 off on BookMyShow (on booking at least 2 tickets) and Rs. 250 off on BigBasket every quarter
• Complimentary women’s health package including Pap smear, blood tests, mammography, and more

BOBCARD Tiara RuPay is a premium credit card with benefits like unlimited domestic lounge visits, low forex markup fees of 2% and more. This card offers 15 reward points per Rs. 100 on travel, dining, and international spends, and 3 points per Rs. 100 on other categories. Apart from this, the card also offers free membership discounts on movie tickets and more. In addition to this, the card also offers a complimentary women’s health package, which makes it one of the best credit cards for women. Overall, this credit card is a suitable option for consumers seeking an all-rounder card along with decent benefits on UPI spends.

2. BOBCARD Premier RuPay

Joining Fee: Rs. 1,000 + Taxes*
Annual Fee: Rs. 1,000 + Taxes*

Key Features and Benefits:

• 10 reward points per Rs. 100 spent on dining, travel & international spends
• 2 reward points per Rs. 100 spent on other categories, including UPI spends
• 500 bonus reward points on spending Rs. 5,000 within the first 60 days of card activation
• 1 complimentary domestic lounge visit per quarter upon spending Rs. 20,000 in the previous quarter
• 1% fuel surcharge waiver on fuel spent between Rs. 400 and Rs. 5,000 

BOBCARD Premier RuPay offers 10 points for every Rs. 100 spent on travel, dining, and international transactions. Also, cardholders can earn 2 points per Rs. 100 spent on other categories, including UPI spends, making it a suitable option for day-to-day spends. Other benefits like bonus reward points, complimentary lounge visits and fuel surcharge waiver add to its value. Overall, this credit card is a suitable option for regular spenders looking for a card with moderate travel and lifestyle benefits. 

*Nil (Lifetime Free Offer till 31st March, 2026)

3. BOBCARD Select RuPay

Joining Fee: Rs. 750 + Taxes*
Annual Fee:  Rs. 750 + Taxes*

Features and Benefits:

• 5 Reward Points on every Rs. 100 spent on dining and online purchases 
• 500 Reward Points on spending min. Rs. 5,000 within first 60 days of card activation
• 1 Reward Point on every Rs. 100 spent on UPI and other categories
• Redeem accumulated reward points at a value of 1 Reward Point = Rs. 0.20
• 1% fuel surcharge waiver, up to Rs. 250 monthly, on fuel spends of Rs. 400 to Rs. 5,000

BOBCARD Select RuPay is primarily designed to offer accelerated benefits on dining and online spends. It offers 5 reward points per Rs. 100 on dining and online purchases, and 1 point per Rs. 100 on other spends. Cardholders can redeem accumulated reward points at a value of Rs. 0.20 per point. Apart from the rewards program, this credit card does not have much to offer and comes with limited benefits like a fuel surcharge waiver, insurance coverage, etc. This credit card is a suitable option for consumers looking for a low annual fee card with basic benefits. 

*Nil (Lifetime Free Offer till 31st March, 2026)

4. IRCTC RuPay BOBCARD

Joining Fee: Rs. 500 + Taxes
Annual Fee: Rs. 350 + Taxes

Features and Benefits:

• Up to 40 reward points on every Rs. 100 spent on train bookings through IRCTC website or mobile app
• 4 reward points per  Rs. 100 spent on departmental stores
• 2 reward points per Rs. 100 spent on other categories inlcuding UPI transctions
• Bonus 500 reward points on spending Rs. 5,000 within first 60 days of card activation
• 4 complimentary railway lounge visits every year 
• 1% transaction charge waiver on booking tickets through IRCTC website or mobile app

IRCTC RuPay BOBCARD is a co-branded travel credit card with IRCTC that offers up to 40 reward points per Rs. 100 on IRCTC train bookings. This entry-level credit card also offers 2X reward points on spends at departmental stores, along with a base reward rate of 2 points per Rs. 100 spent on UPI and other categories. In addition to this, it also offers bonus reward points and complimentary railway lounge visits, making it a suitable option for frequent train travellers looking to maximize their savings on travel and everyday spends. 

5. HPCL ENERGIE RuPay BOBCARD

Joining Fee: Rs. 499 + Taxes
Annual Fee: Rs. 499 + Taxes

Key Features and Benefits:

• 24 reward points on every Rs. 150 spent on fuel at HPCL retail outlets, via HP Pay app and on LPG purchases
• 1% fuel surcharge waiver on all fuel spends worth Rs. 400 to Rs. 5,000, capped at Rs. 100 per month, made at HPCL fuel stations
• Additional 1.5% cashback as Payback points on every Rs. 100 spent on fuel via the HP Pay app
• 500 bonus reward points by spending Rs. 5,000 or more within 60 days of card activation
• 10 reward points on every Rs. 150 spent on departmental stores and utility spends
• 2 reward points on every Rs. 150 spent on other category purchases, including UPI spends
• 4 complimentary  domestic airport lounge visits per year on reaching Rs. 20,000 quarterly spends

HPCL ENERGIE RuPay BOBCARD is a fuel credit card offering 24 reward points per Rs. 150 spent on fuel at HPCL outlets, via HP Pay, and on LPG purchases. Additionally, 1% fuel surcharge waiver and 1.5% cashback as payback points increase the overall savings to 6.5% on HPCL fuel spends. Apart from this, the card also offers 4 complimentary domestic lounge visits and discount on ticket bookings via District. Overall, it is ideal for consumers who prefer to refuel at HPCL Petrol pumps and want to maximize their savings on fuel and other day-to-day expenses.