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BoB Nainital Bank RENAISSANCE Credit Card

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Updated: 16-02-2026 12:05:36 PM

BoB Nainital Bank RENAISSANCE Credit Card is a low annual fee rewards credit card designed for Nainital bank customers. You can save via this card by earning reward points on every spend, including accelerated earnings on movie and departmental store spends. Cardholders can also plan their spends to avail the welcome bonus and annual card fee reversal. Read on to know more about BoB Nainital Bank RENAISSANCE Credit Card.

BoB Nainital Bank RENAISSANCE Credit Card: Key Highlights
Joining Fee Nil
Annual Fee Rs. 250
Best-Suited For Rewards for Nainital bank customers 
Welcome Benefit 500 bonus reward points
Key Feature Up to 5X reward points on every Rs. 100 spent

Note: This card is not available on Paisabazaar.com. The content on this page is for information only. To apply for this card, please visit BoB Bank’s website.

BoB Nainital Bank RENAISSANCE Credit Card: Features & Benefits
Other Similar Cards to BoB Nainital Bank RENAISSANCE Credit Card
BoB Nainital Bank RENAISSANCE Credit Card: Fees & Charges
BoB Nainital Bank RENAISSANCE Credit Card: Eligibility Criteria
BoB Nainital Bank RENAISSANCE Credit Card: Features & Benefits

BoB Nainital Bank Renaissance credit cardholders can avail the following card benefits:

Rewards Benefits: 

  • 5X reward points per Rs. 100 spent on departmental stores and movies, up to 1,000 reward points per month
  • Unlimited 1 reward point per Rs. 100 spent on all other categories, along with movies and departmental store spends beyond the monthly rewards capping, except select MCCs and fuel spends
  • UPI spends will earn base rewards rate of 1 reward point per Rs. 100, up to 500 points per month
  • 1 Reward Point = Rs. 0.25

Joining Benefit: 500 bonus reward points on making Rs. 5,000 card spends within 60 days of card issuance. Here, UPI spends will not be considered towards spends calculation for bonus rewards.

Annual Fee Reversal: On reaching annual card spends worth Rs. 25,000

Insurance Cover: Personal accidental death cover of Rs. 15 lakh for air and Rs. 5 lakh for non-air accidental death.

Fuel Benefit: 1% fuel surcharge waiver of up to Rs. 250 every month on fuel transactions between Rs. 400 and Rs. 5,000.

Other Similar Cards to BoB Nainital Bank RENAISSANCE Credit Card

Given below are some of the low annual fee credit cards which you can consider applying for:

YES BANK Paisabazaar PaisaSave Credit Card
paisabazaar-paisasave-credit-card
4/5

Joining fee: ₹0

Annual/Renewal Fee: ₹499

6% cashback on travel and dining spends

Unlimited 1% cashback on all other spends, including UPI

Travel
Dining
Cashback
Check Eligibility

Product Details

  • 6% cashback is capped at Rs. 3,000 per month, post which 1% cashback will apply
  • Earned reward points can be redeemed as statement credit in 1:1 ratio at zero redemption fee
  • Renewal fee waived off on reaching Rs. 1.2 lakh annual spends
  • 1% fuel surcharge waiver, up to Rs. 250 per month, on all fuel spends worth Rs. 500 to Rs. 3,000
Know More

Flipkart Axis Bank Credit Card
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3.5/5

Joining fee: ₹500

Annual/Renewal Fee: ₹500

7.5% cashback on Myntra

5% cashback on transactions at Flipkart and Cleartrip

Cashback
Online Shopping
Check Eligibility

Product Details

  • 1% cashback across other spends
  • Activation benefits worth Rs. 600 from Flipkart and Swiggy
  • 1% fuel surcharge waiver on transactions between Rs. 400 and Rs. 4,000
Know More

HDFC MoneyBack+ Credit Card
hdfc-bank-moneyback-plus-credit-card
3.5/5

Joining fee: ₹500

Annual/Renewal Fee: ₹500

10X CashPoints on Flipkart, Amazon, Swiggy, Reliance Smart SuperStore & BigBasket

Gift vouchers worth Rs. 2,000 every year

Shopping
Rewards
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Product Details

  • 2 CashPoints per Rs. 150 spent on other categories
  • 500 CashPoints as welcome benefit after the payment of joining fee
  • Gift vouchers worth up to Rs. 2,000 in a year as milestone benefits
Know More

Standard Chartered Platinum Rewards Credit Card
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3/5

Joining fee: ₹250

Annual/Renewal Fee: ₹0

Unlimited 5X reward points on dining and fuel spends

Dining
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Fuel
Check Eligibility

Product Details

  • 5X reward points on dining and fuel spends
  • Joining fee waiver on spending Rs. 500 within 30 days on card issuance
Know More

BoB Nainital Bank RENAISSANCE Credit Card: Fees & Charges
Fee Type  Amount Details
Joining Fee Nil
Annual Fee Rs. 250
Finance Charges 3.6% per month i.e. 43.2% per annum
Late Payment Charges On Statement Balance of:

Less than Rs. 100: Nil

Rs. 100 to Rs. 500: Rs. 100

Rs. 501 to Rs. 1,000: Rs. 400

Rs. 1,001 to Rs. 10,000: Rs. 750

Rs. 10,001 to Rs. 25,000: Rs. 950

Rs. 25,001 to Rs. 50,000: Rs. 1,100

More than Rs. 50,000: Rs. 1,300

Click here for the detailed terms and conditions associated with Bank of Baroda Credit Cards.

BoB Nainital Bank RENAISSANCE Credit Card: Eligibility Criteria

To be eligible for BoB Nainital Bank RENAISSANCE Credit Card, the applicant must satisfy the below mentioned criteria:

Age Above 18 years
Other Details Nainital Bank customers
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