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Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the BoB Financial website.
The Bank of Baroda ICSI Diamond Credit Card comes loaded with exclusive features and benefits for its customers. This credit card gives its customers saving opportunities along with world-class privileges. To know more about the benefits of having an ICSI Diamond Credit Card, read below:
Key Highlights of ICSI Diamond Card |
|
| Annual Fee | Nil |
| Welcome Benefit | Free 6 months FitPass Pro membership worth Rs. 15,000 |
| Suitable For | Shopping and Rewards |
| Reward Points* | 5 reward points on every Rs. 100 spent on dining, online & utility bills |
*5X rewards are capped at 1,000 reward points per month. Further spends in that month will earn reward points at the regular earn rate.
Following are the features and benefits of having an ICSI Diamond Card:
Get 12 complimentary access (3 in every quarter) at domestic airport lounges on reaching min. spends of Rs. 40,000 during the previous quarter. With the ISCI Diamond Credit Card, you also save on international spending with a 2 percent reduced forex-mark-up.
Get a free 6-month FitPass Pro membership worth Rs. 15,000.
Earn 1000 reward points on transacting your card within 30 days of issuance & 3,999 reward points every quarter, on spending more than the card’s limit.
Get a 1% fuel surcharge waiver at all fuel stations across India on transactions between Rs. 400 and Rs. 5,000. The maximum waiver that can be received on fuel surcharge is Rs. 250 per statement cycle.
Get professional indemnity insurance cover of Rs. 5 lakh, an air accident death cover of Rs. 15 lakh, and a non-air accident death cover of Rs. 5 lakh.
You can report the loss of a card and ensure zero liability on any fraudulent transactions.
Note: W.e.f. Jan 2025, a 1% processing fee is going to be applicable on wallet loading transactions, utility transactions above Rs. 50,000, and fuel transactions above Rs. 10,000.
ICSI Diamond Card is best suited for you, if:
| Type of Fees / Charges | Amount / % |
| Joining Fee | Nil |
| Annual Fee | Nil |
You can apply for ICSI Diamond Card only if:
In case you are applying as an add-on cardholder, you should be 18 years and above.
To apply for ICSI Diamond Card:
Who can apply for an ICSI Diamond Card?
All Indian nationals who are active members of ICSI can apply for this credit card. However, depending upon the applicant’s income and other criteria, the approval of an ICSI Diamond Card will be based upon the bank’s discretion.
What are the income documents required to apply for an ICSI Diamond Card?
Following documents are required to apply for this credit card:
How much GST will be applicable on my ICSI Diamond Card?
GST will be levied at the rate of 18 percent on fees and interest rates applicable to your card.
What are EMV Chip Cards?
ICSI Diamond Card is an EMV Chip-enabled card. The chip makes your transactions more secure and saves you from counterfeiting.
Can Baroda Bank Chip cards be used as a normal Swipe card?
Yes, the magnetic strip is also present on this card and hence it can be used as a normal swipe card.