YES Prosperity CashBack Credit Card – Features and Benefits
Welcome Gift – Cardholders get Rs.250 cashback as a welcome gift if spends cross Rs.2500 within the first 30 days. Cashback can be gained only on transactions and not on ATM withdrawals
Cashback – Users get 5% cashback on Utility bills, grocery shopping, movie tickets etc.
Fuel Surcharge Waiver – Avail fuel surcharge waiver across all fuel stations in India.
Foreign Currency Markup – Foreign Currency Markup of 3.40% only
Lifestyle Benefits – Get offers and discounts on across travel, shopping, dining at selected cities only.
|YES Bank Prosperity CashbackCredit Card|
|Good For:||Bad For:|
YES Prosperity CashBack Credit Card – Fee and Charges
The fees and charges associated with YES Prosperity Cashback Credit Card are:
|Membership Fee||Rs. 1,000 + applicable taxes|
|Renewal Fee||Rs. 1,000+ applicable taxes|
|Minimum Amount Due||5% of outstanding / Min. Rs. 200|
|Add-on Card Fee||Nil|
|Finance Charges||3.50% p.m. / 42.00% p.a.|
|Over Limit Fee||2.5% of over limit amount / Min. Rs.500|
|Cash Advance Fee||2.5% of withdrawn amount / Min. Rs. 300|
|Reward Redemption Fee||Rs. 100|
|Payment Return Charges||Rs. 350 per instance|
|Re-issue of Lost/Stolen Card||Rs.100|
|Foreign Currency Markup Fee||3.40%|
|Goods and Service Tax||18% applicable on all fees and charges|
|Late Payment Fee||For Amount less than Rs. 100 – Nil|
Between Rs. 101 and Rs. 500 – Rs. 100
Between Rs. 501 and Rs. 5,000 – Rs. 400
Between Rs. 5,001 and Rs. 20,000 – Rs. 500
For amount greater than Rs. 20,000 – Rs. 700
Eligibility Criteria and Documents Required for YES Prosperity Cashback Credit Card
The eligibility criteria for YES Prosperity CashBack Credit Card are:
- Applicant should be between the age bracket of 21 to 60 years
- He/she should have a regular source of income
- Applicant’s minimum salary should be:
- Monthly Salary – Rs. 25,000, or
- Income Tax Return – 5 lakh
Documents Required for YES Prosperity Cashback Credit Card:
|Proof of Identity||PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI|
|Proof of Address||Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement|
|Proof of Income||Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement|
YES Prosperity CashBack Credit Card – FAQs
Who can apply for YES Prosperity CashBack Credit Card?
Applicants who are Indian Citizens and have a steady source of income can apply for this credit card.
Is there add on card fee on YES Prosperity CashBack credit card?
Up to 3 supplementary YES Prosperity CashBack credit cards can be availed without paying any additional fee.
What is the interest-free period on YES Prosperity CashBack Credit Card?
YES Prosperity CashBack Credit Card comes with an interest-free period of up to 50 days.