Compare & Choose from the Best Credit Card Offers
Whether you want to earn rewards or save more with discounts and deals, you will never fall short of Credit Card options. Paisabazaar is the right place to find the card that best fits your needs.
*Offers are from Paisabazaar's partner Banks & NBFCs.
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the YES Bank website.
YES Prosperity Cashback Credit Card offers users to earn cashback on all their bill payments. Furthermore, the cash back is added directly to your account balance.
Welcome Gift – Cardholders get Rs.250 cashback as a welcome gift if spends cross Rs.2500 within the first 30 days. Cashback can be gained only on transactions and not on ATM withdrawals
Cashback – Users get 5% cashback on Movie Ticket Bookings, Grocery Shopping, and Utility Bill Payments. 0.50% cashback on all other retail spends is also provided.
Fuel Surcharge Waiver – Avail 1% fuel surcharge waiver across all fuel stations in India for transaction between INR 400 to INR 5,000
Foreign Currency Markup – Foreign Currency Markup of 3.40% only
Lifestyle Benefits – Get offers and discounts on across travel, shopping, dining at selected cities only.
| YES Bank Prosperity CashbackCredit Card | |
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The fees and charges associated with YES Prosperity Cashback Credit Card are:
| Category | Amount |
| Membership Fee | Rs. 999 + applicable taxes |
| Renewal Fee | Rs. 999 + applicable taxes |
| Minimum Amount Due | 5% of outstanding / Min. Rs. 200 |
| Add-on Card Fee | Nil |
| Finance Charges | 3.50% p.m. / 42.00% p.a. |
| Over Limit Fee | 2.5% of over limit amount / Min. Rs.500 |
| Cash Advance Fee | 2.5% of withdrawn amount / Min. Rs. 300 |
| Reward Redemption Fee | Rs. 100 |
| Payment Return Charges | Rs. 350 per instance |
| Re-issue of Lost/Stolen Card | Rs.100 |
| Foreign Currency Markup Fee | 3.40% |
| Goods and Service Tax | 18% applicable on all fees and charges |
| Late Payment Fee | For Amount less than Rs. 100 – Nil Between Rs. 101 and Rs. 500 – Rs. 100 Between Rs. 501 and Rs. 5,000 – Rs. 400 Between Rs. 5,001 and Rs. 20,000 – Rs. 500 For amount greater than Rs. 20,000 – Rs. 700 |
The eligibility criteria for YES Prosperity CashBack Credit Card are:
| Criteria | Details |
| Occupation | Salaried or Self-employed |
| Minimum Income for Salaried Applicants | Rs. 25,000 per month |
| Minimum Income for Self-employed Applicants | ITR of at least Rs. 5 lakh |
| Age | 21 to 60 years |
| Documents Required | Click Here for the list of acceptable documents |
Who can apply for YES Prosperity CashBack Credit Card?
Applicants who are Indian Citizens and have a steady source of income can apply for this credit card.
Is there add on card fee on YES Prosperity CashBack credit card?
Up to 3 supplementary YES Prosperity CashBack credit cards can be availed without paying any additional fee.
What is the interest-free period on YES Prosperity CashBack Credit Card?
YES Prosperity CashBack Credit Card comes with an interest-free period of up to 50 days.
Thank you to the executives at Paisabazaar who helped me find such a rewarding scheme.
All my expenses are managed these days with the help of my Yes bank credit card.
These guys delivered my Yes bank credit card in just 2 business days at no additional fee.
The discounts, offers and cashbacks I am getting with Yes Bank, are simply unmatchable.
Yes bank is bank of the recent generation. They have outcasted many already established banks.
Paisabazaar has always been my favorite banking partner. They come up with great schemes on credit cards. I got mine from them.
