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Customers should make regular Standard Chartered Bank Credit Card Balance Enquiry. This way they will remain aware of the amount of credit limit they have used up. This will protect them from going over the credit limit and incur an over limit fee. This will also save them from getting their card declined during transactions.
The different methods to know about Standard Chartered Bank Credit Card Balance are:
Customers must be registered with Standard Chartered Bank in order to use the Net Banking facility. Registered Users can follow the below-given steps.
Standard Chartered Bank also provides a mobile app called SC Mobile India (Breeze). To use the app to view balance on credit card follow the steps mentioned below.
To use the SMS banking service send the below given SMS to the number +919987123123 from the registered mobile number.
| Specific Enquiry | Specific Service Code |
| 1. Balance Enquiry | BAL |
| 2. Available Credit Limit | LIM |
| 3. Mini Statement | TXN |
Customers can register for this service through Net Banking, ATM, phone banking or branch visit. A welcome message acknowledging the initiation will be sent to the registered mobile number.
Credit card balance can be easily checked through a simple phone call. The customer care number for the city in which the card was issued can be found here. Call on the number and follow the Interactive Voice Response to successfully know the balance.
Credit card balance or statement balance is the total amount that the customer owes to the bank. Through a balance enquiry customer can be aware of the card’s balance, remaining credit limit, and so on.
What is credit limit?
Credit limit is the maximum loan amount that a customer can avail from a credit card. When the customer reaches this limit they must clear the dues otherwise they will not be able to continue using their credit card.
How long does it take get a reply when using the SMS service?
The SMS service is near instantaneous. However, sometimes because of network congestion it may take a bit longer.
Can anyone use Standard Chartered net banking services?
Yes, just about anyone who has a net banking account and a standard chartered credit card can use it.
Are the services provided through online and mobile banking chargeable?
Not all services are charged by Standard Chartered Bank. For example net banking and mobile banking services are not charged for by the bank. On the other hand, online and mobile banking services are chargeable if accessed through a branch.
How is SMS banking advantageous?
This service is very useful for those who don’t have a stable internet connection, or smartphone etc. This facility can be accessed by almost any customer to obtain necessary information.
