Standard Chartered Manhattan Platinum Credit Card

With your Standard Chartered Manhattan Credit Card, you can enjoy the following benefits:

Welcome Benefit – Get 5,000 reward points* on payment of joining fee

Cashback Offers – Enjoy 5% cashback* when shopping at supermarkets, with the following terms and conditions:

• Applicable on minimum transaction of Rs. 1,000
• Maximum cashback of Rs. 500 in a month
• Maximum cashback of Rs. 150 per transaction

Reward Points – Earn 3 reward points per Rs. 150 for all other expenses.

Renewal Fee Reversal – On spending Rs.1,20,000 in a year, the renewal fee of Rs. 999 will get waived off.

In addition to the above benefits across multiple spending categories, Standard Chartered Manhattan Platinum Credit Card also enjoys some common features by Standard Chartered Bank as listed below:

• Faster checkout and secure payment with the contactless feature
• Transfer balances of up to Rs. 5 Lakh from other bank credit cards and pay back in easy EMI at lower interest rates
• Ensure the safety of card details online with 3D Secure OTP Verification
• Easily manage your credit card with SC Online Banking and Mobile App
• Get a loan on a credit card up to Rs. 7.5 Lakh within 2 days (T&C Apply)

*Terms and conditions apply

The table given below shows the fees and charges related to this credit card-

Fee Type	Charges
Joining Fee	Rs. 999
Annual Fee	Rs. 999
Finance Charges	3.75% pm (45% annually)
Late Payment Fee	Rs. 100 for statement outstanding balance between Rs. 101 and Rs. 500 Rs. 500 for statement outstanding balance between Rs. 501 and Rs. 5,000 Rs. 700 for statement outstanding balance between Rs. 5,001 and Rs. 10,000 Rs. 800 for statement outstanding balance between Rs.10,001 and Rs.25,000 Rs. 1200 for statement outstanding balance greater than Rs. 25,000

Click here to check other associated fees and charges.

Criteria	Details
Occupation	Available to both Salaried and Self-employed
Minimum Income for Salaried Applicants	Rs. 90,000 per month
Minimum Income for Self-employed Applicants	Rs. 10,80,000 per annum
Serviceable Cities	Click here for the list of eligible cities
Documents Required	Click here to view the list of documents required

Standard Chartered Manhattan Platinum Credit Card offers cashback on everyday purchases. This card is specifically for grocery, departmental store and supermarket spends. This is an ideal choice if you are looking for an option to save on your supermarket spends as it offers 5% cashback on supermarket, grocery and departmental store purchases.

The card comes with an annual fee of Rs. 999, which is justified by providing significant benefits. The ongoing offers on movies, dining and travel indeed make this credit card worth the annual fee of Rs. 999. Apart from cashback, this credit card does not have much to offer. It comes with a low reward rate and no benefits on other categories, such as travel, lifestyle, fuel and more. Overall, this can be the right choice if your goal is to save on your grocery purchases. If you want to avail better rewards on multiple categories, then you can look for other reward credit cards available in the market.

Credit Card	Annual Fee	Reward Points / Offers
Standard Chartered Manhattan Platinum Credit Card	Rs. 999	Earn 3X reward points on all expenses except shopping
IndusInd Bank Platinum Aura Credit Card	Rs. 899	Users can earn 4 Reward Points for every Rs. 100 spent on Grocery shopping, Hotel expenses, Departmental store spends and restaurant bills
HSBC VISA Platinum Credit Card	Nil	Earn 2 Reward Points per Rs. 150 spent
Standard Chartered Platinum Rewards Credit Card	250	Earn 5 Reward Points per Rs. 150 spent on dining and fuel

Which is better Standard Chartered Manhattan Card or Super Value Titanium Credit Card?

While the Manhattan Credit Card gives you cashback only on departmental store purchases, the Super Value Titanium Credit Card gives cashback on fuel, telephone and utility bill payments. The annual fee of the two cards also differ. So, the choice largely depends on your usage.

Will I be charged extra if I use my Manhattan Credit Card overseas?

Yes. You will have to pay a foreign exchange markup fee of 3.5% for all your transactions made in foreign currency.

Can I get my annual fee reversed if I spend a particular amount in the year?

No. There is no annual fee waiver or reversal feature of Standard Chartered Manhattan Credit Card.

How can I redeem the reward points earned on my credit card?

You can redeem the rewards online through the net banking portal of Standard Chartered Bank or by logging into your account on SC Mobile App.

What is the Standard Chartered Credit Card Customer Care number?

The number is (prefix Local/STD Code) 6601 4444.