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Air India SBI Signature credit card is designed for frequent international or domestic travellers. This card makes journeys rewarding by providing accelerated reward points on flight bookings, domestic lounge access, Priority Pass membership and so on. Additional details of the credit card are given below.
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Disclaimer: SBI Card is not accepting new applications for Air India SBI co-branded credit cards. The content on this page is for information only.
Key Highlights of SBI Air India Signature Credit Card |
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| Best Suited For | Travel and Rewards |
| Annual Fee | Rs. 4,999 |
| Renewal Fee | Rs. 4,999 |
| Welcome Benefit | 20,000 bonus reward points and membership to Air India Frequent Flyer Program- Flying Returns |
| Best Feature | Up to 1,00,000 bonus rewards points annually; convert points into Air Miles |
| Paisabazaar Rating | ★★★ (3.5/5) |
Also Read: Air India SBI Credit Cards Review
| On this page |
Following are the top benefits offered by Air India SBI Signature Credit Card-
Welcome Benefits: Get 20,000 reward points as a welcome gift upon payment of annual fee within 15 days and membership to Flying Returns (Air India Frequent Flyer Program).
Rewards Program:
Milestone Benefits:
| Annual Retail Spend | Bonus Reward Points | Cumulative Bonus Reward Points |
| Rs. 5 lakh | 20,000 | 20,000 |
| Rs. 10 lakh | 30,000 | 50,000 |
| Rs. 20 lakh | 50,000 | 1,00,000 |
Convert Rewards into Air Miles: Get 1 Air India Air Mile for every reward point and make travelling easier on your wallet.
Priority Pass Membership: Enjoy access to over 600 lounges across the globe with a complimentary membership to the Priority Pass Program.
Anniversary Bonus: Enjoy 5,000 reward points every year.
Airport Lounge Access: 8 complimentary visits per year to Domestic VISA Lounges in India (Maximum 2 visits per quarter).
Fuel Surcharge Waiver: Avail 1% fuel surcharge waiver across all petrol pumps for transactions between Rs. 500 and Rs. 4,000, up to Rs. 250 in a month.
Also read: Best SBI Credit Cards
| Title | Details |
| Annual Fee | Rs. 4,999 |
| Renewal Fee | Rs. 4,999 |
| Finance Charges | Up to 3.50% per month [42% per annum] |
| Late Payment Charges* | For Statement Balance Less than Rs. 500 – Nil Rs. 500 up to Rs. 1,000 – Rs. 400 Rs. 1,000 up to Rs. 10,000 – Rs. 750 Rs. 10,000 up to Rs. 25,000 – Rs. 950 Rs. 25,000 up to Rs. 50,000 – Rs. 1,100 Amount over Rs. 50,000 – Rs. 1,300 |
*For most important terms and conditions of SBI Air India Signature Credit Card, Click Here.
*An additional Late Payment Charge of Rs. 100 will be levied on missing payment of Minimum Amount Due (MAD) by the due date for two consecutive cycles. This charge will continue to be levied for every payment cycle until the MAD is cleared.
| Criteria | Details |
| Occupation | Available to both Salaried and Self-employed |
| Minimum Income Required | Rs. 60,000 per month |
| Serviceable Cities | Click here for the list of eligible cities |
| Documents Required | Click here to see the list of acceptable documents |
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Air India SBI Signature Credit Card is the premium variant of the co-branded cards SBI offers with Air India. The card offers a decent reward rate of 1.8%. Apart from that, the welcome benefit offered on the card- 20,000 bonus reward points, is impressive, and clearly justifies the Rs. 4,999 joining and annual fee. Even the milestone benefits and frequency of domestic airport lounge access offered per year are good. All-in-all, this card is a good option for you, if you are a high-spending customer and travel frequently via Air India. However, if you feel that the annual or renewal charges of the card are high, you can look forward to the Air India SBI Platinum Credit Card.
Can I use the Flexipay facility whenever I want?
No, you can use the Flexipay facility within 30 days of the transaction. If you fail to avail of this facility within this period then you will have to pay the full amount.
What should I do if I lose my credit card overseas?
You can easily get your Air India SBI Signature Credit Card replaced overseas. Simply call on the Visa helpline number.
When will Foreign Transaction Mark-up fee come into play?
Foreign transaction mark-up fee will be charged whenever you make a transaction at a POS terminal, ATM registered overseas. The fee will also apply to POS machines in India that are registered overseas. Such POS machines can be found at duty-free shops.
What shall I do if my credit card is stolen?
Call on any one of the toll-free numbers of SBI Credit Card customer care. The numbers are: 1860 180 1290 | 1800 180 1290. Once connected ask the executive to block your credit card.
How can I redeem the reward points earned on Air India SBI Signature Credit Card?
You can redeem the SBI credit card reward points through the net banking portal of the SBI Card or by calling the customer care cell.