PNB Visa Signature Credit Card

Prominent features of the PNB Visa Signature Credit Card are given below:

• 50% discount on movies tickets and food combos per month at BookMyShow
• Complimentary Domestic and International Lounge
• 24*7 Concierge Offers assistance on Flight Bookings, Hotel Reservations, etc. are available
• Annual fee waived off on spending Rs. 3 lakh in the previous year

Particulars	Fee / Charge
Joining Fee	Rs. 1,500
Annual Fee	Rs. 2,000
Finance Charges	2.95% per month
Late Payment Fee	For Outstanding Amount: Rs. 100 or Less – Nil Rs. 101 to Rs. 1,000 – Rs. 200 Rs. 1,001 to Rs. 5,000 – Rs. 500 Rs. 5,001 to Rs. 10,000 – Rs. 600 Above Rs. 10,000 – Rs. 750

Click here to check other associated fees and charges. 

The card can be issued in two ways- 1. Regular and 2. Against Fixed Deposit. The credit limit however for both the types will be different. 

Regular Credit Card: Minimum Rs. 1,25,000  |   Maximum Rs. 15 lakh

Against FDR: Maximum 80% of FDR (FDR to be minimum Rs. 1,60,000)

Criteria	Details
Age	Minimum Age: (Primary Applicant: 21 years, Add on Card Holder: 18 years) Maximum Age: 65 years
Occupation	Salaried or Self-employed
Income Criteria	Minimum Gross Annual Income of Rs. 7.50 lakh

Applicants will be required to submit proof of identity, proof of address, and proof of income. Given below is the list of acceptable documents.

Proof of Identity	PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI, or any other government-approved photo ID proof
Proof of Address	Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement or any other government-approved address proof
Proof of Income	Latest one or 2 salary slips (not more than 3 months old), Latest Form16, Last 3 months’ bank statement

Note: Punjab National Bank may ask for documents other than those mentioned above, as per their internal policies.

PNB Visa Signature Credit Card is not available on Paisabazaar’s platform. Moreover, PNB allows its customers to apply for a new credit card offline. The steps are mentioned below:

• Download the form by visiting PNB Card’s website or visit the nearest branch and ask for the same
• Fill the form with all the required details
• Attach the required documents with the form and submit it
• You will get an acknowledgment slip which can be used to track the application status
• Once approved, the credit card is sent to the address mentioned in the application form

Processing the credit card application can take about 1 to 3 weeks. Once dispatched the credit card should reach the customer within 7 working days.

Can I perform an IVR transaction without entering the OTP?

No, the IVR transaction feature on the PNB Credit Cards cannot be done without using the OTP.

How much does it cost to get an add-on credit card?

The add-on credit card with PNB Visa Signature Credit Card is free.

How old should I be to get a PNB Visa Signature Credit Card?

You should be at least 21 years. The maximum age for applying for a PNB credit card is 65 years. However, there is no maximum age limit for cards issued against FDR. 

What do I do if I do not have Form 60 or Form 61?

You can always submit your PAN card as a document when you apply for the Punjab National Bank Credit Card.