IndusInd Bank Secured Credit Cards

Some of the most popular IndusInd Bank Credit Cards are mentioned below: 

IndusInd Bank Platinum Credit Card

3_/5

Joining fee: ₹0

Annual/Renewal Fee: ₹0

1.5 reward points for every Rs. 150 spent

Rewards

Check Eligibility

Product Details

• 1.5 reward points for every Rs. 150 spent
• Complimentary vouchers of brands like The Postcard Hotel, Montblanc, Amazon, Flipkart as welcome benefit
• 1% fuel surcharge waiver across all petrol pumps

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IndusInd Platinum Aura Edge Credit Card

3_/5

Joining fee: ₹0

Annual/Renewal Fee: ₹0

Up to 8X reward points per Rs. 100 spent

Discount vouchers of top brands, such as Amazon, Flipkart, Raymond, etc.

Shopping

Rewards

Check Eligibility

Product Details

• 4 Savings Points per Rs. 100 spent on grocery, hotel expenses & restaurant bills
• 1% fuel surcharge waiver on fuel spends of Rs. 500 to Rs. 3,000
• Insurance coverage of up to Rs. 25 lakh

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IndusInd Bank Duo Card

3_/5

Joining fee: ₹0

Annual/Renewal Fee: ₹0

2% cross currency markup fee

Movies

Rewards

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Product Details

• Buy One Get One offer on movie tickets, up to 12 times in a year
• 1% fuel surcharge waiver across all fuel stations in India

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EazyDiner IndusInd Bank Platinum Credit Card

3_/5

Joining fee: ₹0

Annual/Renewal Fee: ₹0

Dining benefits with EazyDiner

Dining

Lifetime Free

Rewards

Check Eligibility

Product Details

• 3 months EazyDiner Prime membership worth Rs. 1,095 with discount of 25% to up to 50% on dining
• Exclusive benefits like 2X EazyPoints, redeemable across hotel stays and free meals and 500 bonus EazyPoints.
• Extra 20% off up to Rs. 500 on payment via PayEazy (valid for up to three times every month)
• 0.7 reward points per Rs. 100 on insurance, rent, utility and Government spends.
• 2 reward point for every Rs. 100 on other spends (value of 1 reward point = Rs. 0.2)
• 3-month EazyDiner Prime membership renewal on spending Rs. 30,000 in every 90 days.
• 2000 bonus reward points on spending Rs. 30,000 in every 90 days
• 1% fuel surcharge waiver on transactions ranging between Rs. 400 and Rs. 4,000

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Compare (2/3)

IndusInd Platinum Credit Card

IndusInd Platinum is a lifetime free credit card. It offers simple rewards on your spending, fuel savings, and easy redemption options. You can use your reward points for cash credit or convert them into airline miles. Here are some of the common benefits of IndusInd Platinum Credit Card.

Joining Fee: Nil
Annual Fee: Nil

Key features and benefits 

• 1.5 reward points per Rs. 150 spent
• 1 RP = Rs. 0.40 against cash credit redemption
• Convert reward points into KrisFlyer Miles at a value of 400 Reward Points = 100 KrisFlyer Miles
• 1% fuel surcharge waiver on all fuel spends across the country, on transactions between Rs. 500 to Rs. 3,000, capped at Rs. 100 per month 

IndusInd Platinum Aura Edge

IndusInd Platinum Aura Edge is a lifetime free credit card designed for individuals who want flexible rewards across multiple spending categories. With no joining fee and no annual fee, it stands out for offering accelerated Savings Points across everyday, travel, and entertainment spends, making it a well-rounded option for consumers who are looking for an entry-level card. Below mentioned are some of the key features and benefits of this card:

Joining Fee: Nil
Annual Fee: Nil

Key features and benefits

• Up to 4 Savings Points on every Rs. 100 spent on departmental stores, consumer durables, electronic items, restaurant bills and books
• Up to 4 Savings Points on every Rs. 100 spent on grocery shopping, medical expenses, insurance, cellphone and electricity bill
• Up to 4 Savings Points on every Rs. 100 spent on hotel bookings, flight tickets, car rentals and train tickets
• Up to 4 Savings Points on every Rs. 100 spent on restaurant bills, shopping on departmental stores, payments in bars & pubs and movie tickets
• Redeem accumulated reward points against cash credit at a value of 1 Reward Point = Rs. 0.40
• 400 RPs = 100 Krisflyer Miles

IndusInd Bank Duo Card

IndusInd Bank Duo Card is a suitable credit card designed for everyday spenders who want practical savings on groceries, food delivery, movies, and fuel. This IndusInd Bank Credit Card comes with no joining or annual fee; it is positioned as a simple, entry-level lifestyle card offering steady benefits without complex milestones or high spending requirements. Given below are the following benefits of this card: 

Joining Fee: Nil
Annual Fee: Nil

Key Features and Benefits

• Up to 20% off on BigBasket and Zomato
• 1 reward point per Rs. 150 spent
• BOGO movie offer on BookMyShow, monthly
• 1% fuel surcharge waiver on all fuel spends on transactions between Rs. 500 and Rs. 3,000, capped at Rs. 250 per month
• Low forex markup fee of 2% 

EazyDiner IndusInd Bank Platinum Credit Card

EazyDiner IndusInd Bank Platinum Credit Card is a lifetime free dining-focused credit card designed for consumers who frequently dine out and want to maximize savings at premium restaurants. With zero joining and annual fees, it offers strong value for the cardholders who regularly use EazyDiner platform. Here are some of the common features and benefits of EazyDiner IndusInd Bank Platinum Credit Card: 

Joining Fee: Nil
Annual Fee: Nil

Key Features and Benefits

• 25% discount up to 50% off on dining with 3 months EazyDiner Prime membership worth Rs. 1,095
• Exclusive benefits like 2X EazyPoints, redeemable across hotel stays, free meals and 500 bonus EazyPoints with EazyDiner Prime membership (3 months)
• EazyDiner Prime membership renewed with a minimum spend of Rs. 30,000, every 3 months
• Additional Rs. 500, up to 20% off on payment via PayEazy (valid for up to three times in a month)
• 0.7 reward points on every Rs. 100 spent on insurance, utility, rent and Government spends
• 2 reward points per Rs. 100 on other spends
• Redeem the accumulated reward points at a value of Rs. 0.2
• 2000 bonus reward points on spending of Rs. 30,000 every 3 months

Step 1: Open a Fixed Deposit with IndusInd Bank. The FD amount will decide your credit limit.

Step 2: Fill out the online application form for a credit card against the FD.

Step 3: Complete KYC by submitting identity, address proof, and FD details.

Step 4: After verification, the bank approves the request and issues your FD-backed credit card.

What is an IndusInd Bank secured credit card, and who should apply for it?

IndusInd Bank credit card is an entry-level card for beginners, students, or individuals with no credit history. Since the card can be backed by your FD, approval chances are higher, and it helps build or improve your credit score responsibly.

Are these IndusInd Bank secured credit cards lifetime free?

Yes, cards like IndusInd Platinum Credit Card, Platinum Aura Edge, Duo Card, and EazyDiner IndusInd Platinum Credit Card are offered as lifetime free credit cards, meaning there is no joining fee and no annual fee.

How is credit limit decided for an FD-backed credit card?

Credit limit is typically 75% to 90% of your Fixed Deposit amount. For example, if you open an FD of Rs. 50,000, your credit limit may range between Rs. 37,500 and Rs. 45,000, depending on the bank’s policy.

Can I convert reward points into airline miles?

Yes. Reward points earned on eligible IndusInd credit cards can be converted into KrisFlyer Miles. For example, 400 Reward Points = 100 KrisFlyer Miles, making it beneficial for frequent travellers.

Can beginners build a credit score with a secured credit card?

Yes, an FD-backed card is one of the safest ways to start your credit journey. As an entry-level card for beginners, it allows you to build a strong credit score by paying bills on time and keeping utilization low, eventually helping you qualify for unsecured premium cards.