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ICICI Bank Platinum Identity Credit Card

Home Credit Card ICICI Bank Credit Card Platinum Identity Credit Card
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Updated: 18-08-2025 07:42:48 AM

Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit the  ICICI Bank website.

ICICI Bank Platinum Identity Credit Card is a premium offering by ICICI Bank. The card is best suited for those that enjoy luxurious lifetyle. It provides amenities such as concierge service, fuel surcharge waiver and so on.

On this page
ICICI Bank Platinum Identity Credit Card: Features & Benefits
ICICI Bank Platinum Identity Credit Card - Fees and Charges
ICICI Bank Platinum Identity Credit Card - Eligibility Criteria & Documents Required
How to Apply for ICICI Bank Platinum Identity Credit Card
FAQs

ICICI Bank Platinum Identity Credit Card: Features & Benefits

Cardholders can avail the following benefits on this ICICI Bank credit card:

Reward Points: Earn 2 hand-picked rewards every time you spend Rs. 200 in India while shopping. Earn 4 hand-picked rewards when you spend Rs. 200 internationally. If users spend 5.00 lakh then they earn 8 hand picked points per Rs. 200 spent.

Fuel Surcharge Waiver: Get fuel surcharge waiver across all fuel stations.

Complimentary membership to Priority Pass: Get access to more than 600 exclusive airport lounges across the world. This membership is valid for one year. The $99 annual membership fee for Priority Pass is complimentary. You will need to pay for the lounge visit charges.

Concierge Service:  Use the facility to make travel bookings, restaurant reservations, gift delivery, road side auto assistance or emergency medical services.

Suggested Read: Concierge Services: A Perk for Premium Credit Card Users

ICICI Bank Platinum Identity Credit Card
Good For:

  • People who want to earn Rewards
  • People who want concierge services
  • Customers looking for a premium credit card
 Bad For:

  • People who prefer cash back
  • People who prefer lounge access
  • Customers that want to get air accident insurance

ICICI Bank Platinum Identity Credit Card - Fees and Charges

Category Amount
Joining Fee Rs. 2,000
Annual Fee Rs. 750
Add-on Card Annual Fee Nil
Finance Charges & Interest on Cash Advance 3.40% per month/40.80% annually
Card Replacement Fee Rs. 100
Foreign Currency Mark-up Fee 3.50%
Cash Advance Fee 2.50%/Min. Rs. 300
Redemption Handling Fee Rs. 99
Dial-a-draft Fee 3%of the amount/Min. Rs. 300
Over-limit charges 2.50% on over-limit amount/Min. Rs. 500
Cheque Return/Auto Debit Return Fee 2% of amount/Min. Rs. 450
Late Payment Fee Nil for amount less than Rs. 100
Rs. 100 for amount between Rs.100 – Rs. 500
Rs. 500 for amount between Rs. 501 – Rs. 10,000
Rs. 750 for amount more than Rs. 10,000

ICICI Bank Platinum Identity Credit Card - Eligibility Criteria & Documents Required

Eligibility Criteria
  • Customer must be over 21 years but less than 65 years of age
  • He/she must have a stable job with good income
Documents Required

Applicant is required to submit KYC documents to validate their identity. PAN card/Form 60 submission is compulsory.

How to Apply for ICICI Bank Platinum Identity Credit Card

Applicants can apply for this card via ICICI Bank website or they can visit the nearest ICICI Bank branch and contact a bank official for the same.

FAQs

Who can apply for this credit card?
Indian citizens who are over the age of 21 but below 65 years of age can apply.

What services will the concierge facility provide?
Users can use the concierge service to get road side assisatance, medical service, gift booking and so on.

Does the card provide priority Pass Menbership?
Priority Pass Membership is no longer provided by the credit card.

What is the annual Fee on this credit card? 

The annual fee is Rs. 750 on this credit card.

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