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Want a credit card with an annual fee up to Rs. 1,000? A bunch of the best credit cards in India with a wide range of benefits is shown in the article below. You can compare and choose from the list of credit cards that resonates with your needs and requirements.

Credit Card Annual Fee Key Feature
HDFC Millennia Credit Card Rs. 1,000+GST 5% cashback on Amazon and Flipkart
IndianOil Citi Platinum Credit Card Rs. 1,000 Earn up to 71 litres of free fuel annually

Kotak Indigo Ka-Ching6E Card

 Rs. 700  6E rewards on every Rs. 100 spent
HSBC Cashback Credit Card Rs. 750 Amazon vouchers worth Rs. 1,000
Kotak Royale Signature Credit Card  R. 999
 30,000 bonus reward points as milestone benefit

HDFC Millennia Credit Card

Joining Fee: Rs. 1,000 + G.S.T
Annual Fee:  Rs. 1,000 + G.S.T
Key Feature: 5% cashback on Amazon and Flipkart

HDFC Millennia Credit Card is one of the best credit cards for millennials who frequently shop online and want to earn rewards on their purchases. This card offers up to 5% cashback on online transactions and 1% cashback on all offline spends. Below are some key features and benefits of this card:

Key Features and Benefits

  • 1,000 cash points (reward points) on the payment of membership fee
  • 5% cashback on shopping via Amazon and Flipkart, flight & hotel bookings via PayZapp and SmartBuy
  • 8 complimentary domestic lounge access per calendar year (2 in a quarter)
  • 1% fuel surcharge waiver on a minimum transaction of Rs. 400
  • Spend Rs. 1 lakh in a year to avail annual fee waiver of Rs. 1,000

Planning to apply for this credit card? Readout detailed HDFC Bank Millennia Credit Card Review

IndianOil Citi Platinum Credit Card

Joining Fee: Communicated at the time of sourcing
Annual Fee: Rs. 1,000
Key Feature: Earn up to 71 litres of free fuel annually

The IndianOil Citi Platinum Credit Card lets you earn reward points and save on your fuel purchases. You also have the privilege to earn turbo points on all your expenses using this card. This card offers you the welcome gift for the successful activation of your card. Here are some key features and benefits of this card:

Key Features and Benefits

  • 4 Turbo Points for every Rs. 150 spent on IOC fuel stations
  • 2 Turbo Points are earned per Rs. 150 spent at groceries and supermarkets
  • 1 turbo point on every Rs. 150 spend on all other spends
  • Annual fee waiver on spending Rs. 30,000 in the previous year
  • Up to 15% discount at partner restaurants across the country
  • Earn up to 71 litres of free fuel annually (terms and conditions apply)
  • 250 turbo points on 1st purchase within 30 days

Planning to apply for this credit card? Readout detailed IndianOil Citi Platinum Credit Card Review 

Kotak IndiGo Ka-Ching 6E Rewards Credit Card

Joining Fee: Rs. 700
Annual Fee: Rs. 700
Key Feature: 6E rewards on every Rs. 100 spent

Kotak Bank in partnership with IndiGo airlines has launched a co-branded credit card i.e. Kotak IndiGo Ka-ching 6E Rewards Credit Card with which you can avail welcome vouchers from partner brands on dining, stay, and more. Following are some key features and benefits of this card.

  • IndiGo Airline ticket worth Rs. 1,500 as a welcome gift
  • 3% rewards on IndiGo spends
  • 2% rewards on merchant spends including dining, entertainment, grocery
  • 1% rewards on all other category spend excluding wallets
  • Enjoy fast and convenient baggage assistance
  • Avail discounted convenience fee of Rs. 150 per pax on IndiGo tickets

Planning to apply for this credit card? Readout detailed Kotak IndiGo Ka-Ching 6E Rewards Credit Card Review.

HSBC Cashback Credit Card

HSBC Cashback Credit Card

Joining Fee: Nil
Annual Fee: Rs. 750
Key Feature: Amazon Vouchers worth Rs. 1,000

HSBC Cashback Credit Card offers unlimited cashback to its users on popular spending categories. You can also enjoy complimentary lounge access benefits and discounts across partner brands. Following are some of the features of HSBC Cashback Credit Card:

  • 1.5% cashback on all online spend (excluding the transfer of funds to online wallets)
  • 1% on all other spends
  • Up to 15% discount at over 1,000 restaurants across major cities
  • Comes with no joining fees

  •  3 complimentary airport lounge access at domestic & international lounges or 3 meal-vouchers

Planning to apply for this credit card? Readout detailed HSBC Cashback Credit Card Review.

Kotak Royale Signature Credit Card

 

Kotak Royale Signature Credit CardJoining Fee: Rs. Nil
Annual Fee: Rs. 999
Key Feature: 30,000 bonus reward points as milestone benefit

Kotak Royale Signature Credit Card is a premium credit card that helps you make the most of your travel and shopping expenses by rewarding you for the same. Below are some key features and benefits of Kotak Royale Signature Credit Card:

  • Complimentary airport lounge access via Visa Lounge Access Program
  • Fuel Surcharge waiver up to Rs. 3,500 in a calendar year
  • Accessibility to the priority services of Kotak Mahindra Bank
  • 4X reward points per Rs. 150 on special categories
  • 2X reward points across all categories
  • Redeem rewards for air tickets, mobile recharge, and merchandise
  • Lost card liability cover of up to Rs. 2.5 Lakh against fraudulent usage up to 7 days before reporting the loss of the card

Suggested Reads: Credit Cards with Annual Fee up to Rs. 500|  Credit Cards with Annual Fee up to Rs. 5,000

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