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Dhani OneFreedom Card is an app-based credit card that offers supreme benefits to its users. You can earn benefits like cashback on every transaction, instant approval, discount on medicines, instant doctor’s consultation and much more via this credit card. Read on to know more about this credit card in detail.
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Key Highlights of Dhani OneFreedom Card |
|
| Card Type | Entry-level |
| Best Suited for | Cashback |
| Joining Fee | Nil |
| Renewal Fee | Nil |
| Best Feature | 2% cashback on all spends |
| Paisabazaar’s Rating | ★★ (2.5/5) |
Note: This Card is not available on Paisabazaar.com. The content on this page is for information only.
Also read: 10 Best Credit Cards in India for 2025
| On this page |
Dhani OneFreedom Credit Card lets you earn cashback on every purchase. You can avail cashback on multiple categories, be it travel or lifestyle. Below mentioned are some of the key features of this credit card:
The fees and charges associated with this credit card are mentioned in the table below:
| Type of Fee or Charge | Amount |
| Joining Fee | Nil |
| Annual/ Renewal Fee | Nil |
| Dhani Subscription Fee | Rs. 199 p.m. |
Must read: Best Entry-level Credit Cards in India
The applicant must fulfill the below-mentioned eligibility criteria to apply for Dhani OneFreedom Credit Card:
| Criteria | Details |
| Occupation | Salaried or Self-employed |
| Minimum Age Requirement | 20 years |
| Credit Limit | Rs. 10,000 to Rs. 5 lakh |
| Documents Required | Aadhaar Card |
Dhani OneFreedom Card is an entry-level credit card that is best suited for people who are new to credit. You can avail 2% cashback on every transaction via this credit card. One of the best features of this credit card is that you can pay your bill in 3 easy installments, which is great for people with low repayment capacity. Additionally, there is no minimum credit score requirement for this credit card, hence beginners can also apply for this and start building their credit journey. Overall, you can apply for this credit card if you want to start your credit journey. However, this is not a suitable option for people who want to earn privileges on a specific category.
Suggested read: Best Zero Annual Fee Credit Cards
If you are new to credit and planning to get a credit card that offers benefits similar to Dhani OneFreedom Card, then you can refer to the credit cards mentioned in the table below:
| Credit Card | Annual Fee | Key Features |
| Axis Ace Credit Card | Rs. 499 | 5% cashback on bill payment, DTH and mobile recharge* |
| SBI SimplyCLICK Credit Card | Rs. 499 | 10X reward points on online spends with partners |
| Flipkart Axis Bank Credit Card | Rs. 500 | 5% cashback on Flipkart and Myntra |
| HSBC Cashback Credit Card | Rs. 750 | 1.5% cashback on all online spends |
| Slice Super Credit Card | Nil | 2% cashback on every transaction |
*Terms and conditions applicable.
Q. How can I apply for Dhani OneFreedom Card?
A. You can apply for this credit card in three simple steps through the mobile app of Dhani.
Q. Can I withdraw cash via this credit card?
A. No, you cannot withdraw cash using this credit card. However, you can spend your credit limit of Rs. 5 lakh at online/ offline merchants.
Q. Where can I use this credit card?
A. Dhani OneFreedom Card is a RuPay powered credit card and it is accepted at over 1 crore RuPay merchants.
Q. What is Dhani subscription fee?
A. The Dhani subscription fee is Rs. 199 per month.
Q. I don’t have a credit history. Can I apply for this credit card?
A. Yes, there is no credit history required for this credit card. People with no credit history can also apply for this credit card.
Q. Are there any hidden charges on Dhani OneFreedom Card?
A. No, there are no hidden charges applicable to Dhani OneFreedom Card.
Q. What documents do I need to apply for Dhani OneFreedom Card?
A. The applicant has to submit an Aadhaar card while applying for this credit card. However, in case if you do not have an Aadhaar card, you can submit additional documents like address proof & PAN card to complete your KYC.
Q. Can I pay credit card bills through Dhani OneFreedom Card?
A. No, you cannot pay your credit card bills through this card.
