Best SBI Credit Cards in India 2021

SBI SimplySAVE Credit Card

Annual Fee: Rs. 499

If you have started with your credit journey, we recommend a credit card that comes with basic benefits and charges low annual fee. One such card is SBI SimplySAVE. Here are a few benefits of this credit card:

• Get 2,000 reward points on spending Rs. 2,000 in the first 60 days
• Earn 10 reward point for every Rs. 100 spent on Dining, Movies, Departmental Stores and Grocery Spends
• Earn 1 reward point per Rs. 100 on all other spends
• Spend Rs. 1 Lakh in a year and get the renewal fee waived off
• Avail 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000

Click here to read a detailed review of SBI SimplySAVE Card

SBI SimplyCLICK Credit Card

Annual Fee: Rs. 499

If you shop a lot online and would like to be rewarded for the same, SBI SimplyCLICK Card is one of the best options for you. Top features of this credit card are shown below:

• Get welcome gift voucher from Amazon worth Rs. 500
• Earn 1 reward point for every Rs. 100 spent
• Get 5-times more reward points on all online spends
• Get 10-times more reward points on online partners like Amazon, BookMyShow, Cleartrip, Lenskart and Netmeds
• Get e-vouchers worth Rs. 2,000 each on reaching annual online spends of Rs. 1 Lakh and 2 Lakh
• Get the annual fee reversed on spending Rs. 1 Lakh in the preceding year
• Avail 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000

Click here to read a detailed review of SBI SimplyCLICK Credit Card

Paytm First SBI Card Select

Annual Fee: Rs. 1,499

SBI Card has collaborated with Paytm to offer 2 credit card variants- Paytm First SBI Card and Paytm First SBI Card Select. If you are a frequent user of Paytm and want to get cashback every time you make purchases or payments through Paytm, these cards would be the right fit for you. Here, we cover the details of Paytm First SBI Card Select as it comes with better benefits than the regular variant.

• Get complimentary Paytm FIRST membership and Rs. 750 cashback in your Paytm Wallet as joining bonus
• Earn 5% cashback on Paytm Mall, Movies and Travel spends
• Get 2% cashback on all other purchases on Paytm
• Earn 1% cashback on all other online and offline spends
• Get Cyber Fraud Insurance Cover of Rs. 2 Lakh
• Spend Rs. 1 Lakh in a year and get your complimentary Paytm FIRST membership renewed
• Get complimentary Priority Pass Membership for the first 2 years and 4 complimentary domestic lounge visits in a year
• Avail 1% fuel surcharge waiver on transactions between Rs. 500 and Rs. 3,000

SBI Card PRIME

Annual Fee: Rs. 2,999

A rewards credit card is best for those who shop a lot on varied categories including shopping, dining, movies, etc. as they would get back a portion of their spending in the form of reward points. SBI Card PRIME is the best SBI credit card for rewards. Here are a few benefits of this card:

• Get welcome e-voucher worth Rs. 3,000 from any of these brands- Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop or Yatra.com
• Earn 2 reward points per Rs. 100 on all your spends
• Earn 5-times more rewards on dining, movies, groceries and departmental store spends
• Earn 10-times more rewards when you make utility bill payments through the card on standing instruction
• Spend Rs. 50,000 in a calendar quarter and get Rs. 1,000 Pizza Hut e-voucher
• Get renewal fee waiver on spending Rs. 3 Lakh in the preceding year
• Spend Rs. 5 Lakh and get e-vouchers worth Rs. 7,000 from Yatra/Pantaloons
• Avail complimentary membership to Club Vistara Silver, Priority Pass and Trident Red Tier
• Get 4 free international lounge visits and 8 free domestic lounge visits in a year

Click here to read a detailed review of SBI Card PRIME

BPCL SBI Card Octane

Annual Fee: Rs. 1,499

BPCL SBI Card Octane is a newly launched variant of its other fuel card- SBI BPCL. Up until the Octane Version was launched, SBI BPCL was the best fuel card from SBI but now BPCL SBI Card Octane has taken its place, as it offers better benefits. Some of the features of this card are:

• Get 6,000 bonus reward points as annual fee worth Rs. 1,500
• Get 7.25% value back on your fuel spends at BPCL in the form of 25X reward points (6.25%) and 1% fuel surcharge waiver (on transactions up to Rs. 4,000)
• Earn 10 Reward Points on every Rs. 100 spent at Dining, Departmental Stores, Grocery and Movies
• Avail 4 complimentary domestic lounge visits in a year
• Spend Rs. 3 Lakh in a year and get e-vouchers worth Rs. 2,000 from Urban Company, Aditya Birla Fashion, Yatra or Hush Puppies/Bata
• Get the renewal fee waived off on reaching annual spending limit of Rs. 2 Lakh

Club Vistara SBI Card PRIME

Annual Fee: Rs. 2,999

SBI Card has collaborated with several airlines to offer travel credit cards to its users. You should choose a card depending on your preference, benefits and the annual fee charged. Here we will talk about one such card- Club Vistara SBI Card PRIME.

• Get 1 premium economy ticket from Vistara as welcome benefit
• Earn 4 Club Vistara Points per Rs. 200 spent on your card
• Get 1 Vistara Premium Economy ticket each when you reach annual spends of Rs. 1.5 lakhs, Rs. 3 lakhs, Rs. 4.5 lakhs and Rs. 8 lakhs
• Also get Yatra voucher worth Rs. 10,000 on spending Rs. 8 Lakh
• Get up to 6 cancellations per year, each limited to Rs. 3,500
• Avail 8 free domestic lounge visits in a year
• Get complimentary Priority Pass Membership with 4 free international lounge visits in a year
• Save up to 33% on select hotels and resorts

Click here to read a detailed review of Club Vistara SBI Cards

SBI Card ELITE

Annual Fee: Rs. 4,999

If you are looking for a card that offers great benefits across multiple categories including shopping, travel, movies, etc., SBI Card ELITE would be the right choice for you. Though it is among the premium offerings from SBI Card and charges a comparatively high annual fee, the benefits are worth it. Read more about the card below:

• Get welcome e-voucher worth Rs. 5,000 from any of these brands- Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop or Yatra.com
• Earn 2 reward points for every Rs. 100 spent across all categories
• Get 5-times more rewards on dining, groceries and departmental store spends
• Get 2 movie tickets worth Rs. 250 each per month from BookMyShow
• Complimentary membership to Priority Pass, Club Vistara Silver and Trident Red Tier
• Low foreign exchange markup fee of 1.99% only
• Earn up to 50,000 reward points worth Rs. 12,500 in a year on reaching different spending milestones
• Exclusive concierge service from SBI Card

Click here to read a detailed review of SBI Card ELITE

So, if you are wondering which is the best SBI Credit Card, you can start your search with any of these cards depending on your preference. You can also explore other best credit cards in India from different providers.