Central Bank of India Visa Platinum Credit Card

Reward Program – Earn 1 loyalty point per Rs. 100 spent. Accumulated points can be redeemed for gift cards, vouchers, recharge for mobile/DTH, and much more.

Interest-Free Period – Get up to 55 days of interest-free credit period on the card.

Add-on Card – Get an Add-on card for your immediate family members.

Auto Debit Facility – Customers can get their bills paid easily by applying an auto-debit request.

24×7 Customer Care Facility – In case customers face any issue they can connect with the customer care cell. The number is 1800 222 368.

Central Bank of India Rupay Platinum Credit Card
Good For: People who want long interest free credit period People who want to earn reward points People who want auto debit facility	Bad For: Customers who want to earn air miles Customers who want premium facilities Customers who want a lot of variety in their rewards catalogue

Please Note: Central Bank of India is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only. 

Category	Amount
Credit Card/ Add-on Card Issuance Fee	Nil
Credit Card Renewal/Cancellation Fee	Rs. 100
Add-on Card Renewal/Cancellation Fee	Rs. 100
ATM Transaction Fee and Interest Rate	Rs. 100 per withdrawal + 2.99% per month from withdrawal till the date of repayment
Foreign Currency Transaction Fee	3.50%
Auto Debit Dishonour	Rs. 150 per dishonour of auto debit
Late Payment Charge	Rs. 100
Finance Charge	2.99% per month / 35.88% per annum

Applicants for Central Bank of India Visa Platinum Credit Card must meet the following conditions:

• Customers must be between 18 and 65 years of age
• They must have an account with the bank
• Applicant’s gross annual income must be above Rs. 5 lakh

Applicant will have to submit a photocopy of their PAN card along with other documents as well. Failure to submit the requested documents will result in cancellation of the application.

Customers who have an account with the bank will have to visit their home branch. At the branch contact an official to guide you through the process. The bank will ask for certain documents to establish identity, address, and income. Post submission the bank will verify the given information and on qualification dispatch the credit card.

Who can apply for Central Bank of India Visa Platinum Credit Card?
Applicants who have an account with Central Bank of India and are between the ages of 18 and 65 years can apply for this credit card.

Is PAN Card submission necessary?
Yes, Customers will have to submit a photocopy of their PAN Card in order to process their credit card application.

What is the credit card issuance fee?
There is no card issuance fee charged by Central Bank.

What is the finance charge on this credit card?
The finance charge on the credit card is 2.99%.

What is the interest free period on this credit card?
You can get up to 55 days of interest free period on this credit card.