Central Bank of India Rupay Platinum Credit Card

Key features of the credit card are:

Welcome Offer – Rs. 500 gift voucher from Croma and 15% discount at Apollo Pharmacy.

Insurance – Get Rs. 2 lakh cover for accidental death and Permanent Total Disability.

Dining Offer – Get 5% cashback up to Rs. 50 per month on dining.

Merchant Offers – Avail exclusive discounts at select online and offline stores.

Loyalty Offers – Earn 1 loyalty point per Rs. 100 spent on Rupay Platinum.

Concierge Service – Use the facility to make hotel, dining, rental car reservations or as a consultancy.

Suggested Read: Concierge Services: A Perk for Premium Credit Card Users

Central Bank of India Rupay Platinum Credit Card
Good For: People who want insurance on their credit card People who want reward points People who want concierge services	Bad For: Customers who want to earn air miles Customers who want premium facilities Customers who want diversity in their rewards catalogue

Please Note: Central Bank of India is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only. 

Category	Amount
Issuance Fee	Nil
Annual Fee	Nil
Add-on card Fee	Nil
Renewal Fee	Rs. 100
Card Replacement Fee (Domestic)	Rs. 100
Card Replacement Fee (International)	Rs. 150
Over Limit Fee	2% of amount/ Min. Rs. 100
De-blocking credit card fee	Rs. 100 per request
Late Payment Fee	Amount Less than Rs. 100 – Nil Amount over Rs. 100 – Rs. 100
Dishonour of ECS/Auto debit	Rs. 150 per instance
Cash Withdrawal	Rs. 100 per transaction
Finance Charge	2.99% per month
Foreign Currency Markup Fee	3.50%

The eligibility criteria are:

• Applicant must be over 18 years but below 65 years in age
• Only existing account holders at Central Bank of India can avail Rupay Platinum credit card

Customers of Central Bank of India can approach their home branch and there contact a bank official who will take care of the application process. Submit the photocopies of all the required documents and if requested show the original documents as well. The bank will then process the request and if the provided information meets the bank’s standards dispatch the credit card.

Who can apply for Central Bank of India Rupay Platinum Credit Card?
Existing account holders at Central Bank of India who are above 18 years of age but below 65 years of age may apply.

Which documents will I have to submit in order to get Central Bank of India Rupay Platinum Credit Card?
The following documents will be required at the time of credit card application:

• Proof of Address (Aadhar Card, Passport, latest telephone bill etc.)
• PAN Card
• Salary Slip or Income Tax Return

What is the finance charge on this credit card?
The finance charge is 2.99%.

Does the card offer Cashback?
Yes, customers get cash back on this credit card.

Is there a lounge access on this credit card?
No the card does not provide lounge access.