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Bank of India Visa Platinum International Credit Card

Home Credit Card Bank of India Visa Platinum International Credit Card
Updated: 11-12-2025 10:11:31 AM

Please Note: Bank of India is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only. To express interest in this card, please visit the Bank of India website.

Bank of India Visa Platinum International credit card is an EMV chip-based card. The credit card can be used in India, Nepal and in any other country where Visa is accepted. The details of the card are given below.

On this page
BOI Visa Platinum International Credit Card – Features and Benefits
BOI Visa Platinum International Credit Card – Fees and Charges
BOI Visa Platinum International Credit Card – Eligibility Criteria
How to Apply for Bank of India Visa Platinum International Credit Card
FAQs

BOI Visa Platinum International Credit Card – Features and Benefits

Billing Cycle – The credit card’s billing cycle starts from 1st day of the month. The statement generation date is the last day of the same month. The due date is 21st of the succeeding month.

Acceptance – The credit card is accepted globally and it includes Nepal as well.

Interest Free Period – Avail up to 51 days of interest free period.

Cash Withdrawal – The daily cash withdrawal limit is Rs. 50,000. Cardholders can withdraw up to 50% of the credit limit.

BOI Visa Platinum International Credit Card
Good For:

  • People who want a basic credit card
  • Customers who want a credit card that is accepted in Nepal
  • People who want up to 51 days of interest free period
 Bad For:

  • Customers who want to earn cashback/reward points
  • Customers who want movie offers
  • Customers who want variety in their rewards catalogue

BOI Visa Platinum International Credit Card – Fees and Charges

Category Amount
Finance Charges If Min. Amount Due is Paid – 1.70% pm
If Min. Amount Due isn’t Paid – 2.50% pm
Cash Advance Charges At Branch – 2.50% / Min. Rs. 50
At BOI ATMs – 2.00% / Min. Rs. 50
At other ATMs – 2.50% / Min. Rs. 75
Balance Enquiry Charges At BOI ATMs – Nil
At other ATMs – Rs. 20
PIN Replacement Fee Rs. 50
Usage Over Spending Limit Rs. 10 per transaction
Replacement Charges Rs. 200

BOI Visa Platinum International Credit Card – Eligibility Criteria

The eligibility criteria for Bank of India Visa Platinum International credit card are:

  • Indian citizens only can apply
  • Applicant must be in the age bracket of 21 to 65 years old

Also, customers will have to submit PAN card / Form-60, Aadhaar card, and other documents in order to get this credit card. The documents will establish applicant’s address, identity and income. Without submitting these documents the customer cannot get a credit card.

How to Apply for Bank of India Visa Platinum International Credit Card

To get the Bank of India Visa Platinum International Credit Card applicants will have to visit the nearest Bank of India branch and get in touch with a bank official. The official will guide the customer through the process. The bank will seek certain documents to verify all the details provided by you. Upon successful verification the bank will dispatch the credit card.

FAQs

Can Bank of India Visa Platinum International Credit Card be used for cash withdrawal?
Yes, you may use the card to make cash withdrawals.

Is there any charge on making balance enquiry?
You will be charged Rs. 20 on making the enquiry at other bank’s ATM.

Who can apply for Bank of India Visa Platinum International Credit Card?
Indian citizens who are over the age of 21 but below 65 years may apply for this credit card. Also, customers must have a regular source of income.

Does the card support international usage?
Yes, customers can use the card anywhere in the world including Nepal.

What is the maximum amount of cash that one can withdraw using BOI Visa Platinum International credit card?
Applicants may withdraw up to Rs. 50,000 per day via an ATM. The cash withdrawal limit is up to 50% of the credit limit.

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