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Designed for Indian Coast Guard members, Bank of Baroda Rakshamah credit card is a rewards credit card which also offers other complimentary benefits. Cardholders can earn accelerated reward points on entertainment and departmental store spends and make their travel experience more comfortable with free lounge access and concierge services. Moreover, being a lifetime free credit card, it lets the users maximise their value-back without charging any annual card fee.
Indian Coast Guard Rakshamah BoB Credit Card: Key Highlights |
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| Annual Fee | Nil |
| Best-Suited For | Designated personnel’s of the Indian Coast Guard & Indian Coast Guard Veterans |
| Welcome Benefit | Complimentary 6 months FITPASS Pro membership & 500 reward points |
| Key Feature | Up to 10 reward points per Rs. 100 spent; Up to 8 domestic lounge access per year |
Note: This card is not available on Paisabazaar.com. The content on this page is for information only. To apply for this card, please visit BoB Bank’s website.
Points to note:
Welcome Benefits
Milestone Benefit: 12 months Amazon Prime membership on reaching Rs. 1 lakh spending milestone within the first 90 days.
Lounge Access: 8 complimentary domestic airport lounge visits per year, capped at 2 visits per quarter, subject to spending Rs. 20,000 in the previous quarter.
Concierge Services: Avail complimentary 24×7 assistance for domestic and international concierge services via RuPay network.
Insurance Cover: Personal accidental death (air/no-air) cover of up to Rs. 20 lakh
Fuel Surcharge Waiver: 1% fuel surcharge waiver of up to Rs. 250 per month on fuel spends of Rs. 400 to Rs. 5,000.
W.e.f Jan 2025, a 1% processing fee will be applicable on wallet loading transactions, utility transactions above Rs. 50,000 and fuel transactions above Rs. 10,000.
| Credit Card | Annual Fee | Key Feature |
| Indian Army Yoddha BoB Credit Card | Nil | Up to 10 reward points per Rs. 100 spent |
| ICICI Bank Parakram Select Credit Card | Nil | Up to 10 reward points per Rs. 100 spent |
| BoB Vikram Credit Card | Nil | Up to 5 reward points per Rs. 100 spent |
| Axis Bank Pride Signature Credit Card | Rs. 500 | 8 EDGE rewards per Rs. 200 spent; Dining discount |
| Shaurya Select SBI Card | Rs. 1,499 | Up to 10 reward points per Rs. 100 spent; Brand vouchers as milestone bonus |
| Fee Type | Amount Details |
| Joining/Annual Fee | Nil |
| Finance Charges | 3.49% per month i.e 41.88% per annum |
| Late Payment Charges | On Statement Balance of:
Less than Rs. 100: Nil Rs. 100 to Rs. 500: Rs. 100 Rs. 501 to Rs. 1,000: Rs. 400 Rs. 1,001 to Rs. 10,000: Rs. 750 Rs. 10,001 to Rs. 25,000: Rs. 950 Rs. 25,001 to Rs. 50,000: Rs. 1,100 More than Rs. 50,000: Rs. 1,300 |
Click here for the detailed Bank of Baroda Credit Card fees, charges and other terms and conditions.
| Criteria | Details |
| Age | Above 18 years |
| Occupation | Indian Coast Guard members and veterans |