Axis Bank My Wings Credit Card

The Axis Bank My Wings Credit Card is a maximum benefit credit card which comes with a variety of benefits. These advantages are:

EDGE Rewards: Get 4 EDGE rewards on every Rs. 200 spent on the credit card.

IRCTC Offer: Get Rs.25 off every time a ticket is booked with My Wings Credit Card. Maximum annual benefits of Rs. 200 can be availed.

Hotel and Holiday Vouchers: Get travel vouchers worth Rs. 10,000. Wherein, you get-

• Rs. 500 cashback on booking domestic return air tickets and Rs. 1500 cashback on booking International return air tickets
• Rs. 1,000 cashback on booking any hotels across India, Nepal, and Bhutan on a minimum booking value of Rs. 7,000. Rs. 1,500 cashback on international hotel bookings of Rs. 7,000 and above
• Rs. 2,500 cashback on domestic holidays worth Rs. 20,000 and above. Rs. 3,000 on booking any international holidays on a minimum booking value of Rs. 20,000 and above

Airport Lounge Access: Axis Bank My Wings credit card provides you 1 free access to the various domestic lounges. The card covers the terminals in cities like Mumbai. Kolkata, Cochin, Chennai, Hyderabad, Delhi, and Bangalore.

Cashback on Domestic Fights- Up to 20% cashback on base fare domestic flights. Offer is only valid on bookings made through 1800 120 0408 or www.ezeego1.com

Rs. 100 off on Bus Ticket purchases- Offer valid on bookings made via ezeego website only.

Rs. 400 off on Card Rentals- Offer valid on bookings made via ezeego website only. Enter code “AXISCOMBO” to avail the offer.

Fuel Surcharge Waiver: Get fuel surcharge refund on all fuel stations across India with My Wings Credit Card. Valid on transactions between Rs. 400 to Rs. 4000 only. Maximum benefit of Rs. 400 can be availed per month.

Security: The Axis Bank My Wings Credit Card comes with a pre-installed EMV certified chip that offers maximum security by significantly reducing the possibility of counterfeiting or skimming fraud. Moreover, secure transactions also help ease your mind when you are shopping.

EMI Facility: Customers can also avail the facility of EMI on purchases above Rs. 2,500. To avail of the facility, customers can call on 1800-103-5577 or send SMS to 5676782. The EMI conversion can also be done through Axis Bank mobile application and the Axis Bank net banking facility. The interest in EMIs is calculated at the rate of just 1.5% per month. The tenure options are 6, 9, 12, and 24 months. The processing fee of 1.5% or Rs. 150 (whichever is higher) will also be charged on the account at the date of conversion.

Suggested Read: Compare Axis Bank Credit Cards

Particular	Amount
Joining Fee	Rs. 1,200 + Applicable Taxes
Annual Fee	Rs. 500+ Applicable Taxes
Finance Charges	3.75% per month (55.55% per annum)
Late Payment Fee	For Outstanding Amount: Less than Rs. 500: Nil From Rs. 501 to Rs. 5,000: Rs. 500 From Rs. 5,001 to Rs. 10,000: Rs. 750 Greater than Rs. 10,000: Rs. 1,200

Axis Bank credit card eligibility criteria for this card is as follows:

• Card Holder should be in the age bracket of 18-70 years
• The individual should be either Indian or Non Resident Indian
• The Add on card holder should not be below the age of 15 years

Documents Required for Axis Bank My Wings Credit Card:

Proof of Identity	PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI
Proof of Address	Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement
Proof of Income	Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

Customers who want to enjoy all the benefits and features of Axis Bank My Wings credit card can apply for it either on the bank’s website or by visiting the nearest Axis Bank branch. The bank will ask for some mandatory documents in order to proceed with your credit card application. Once your documentation is done and your application has been approved, your credit card will reach to the mentioned address within 7-10 working days.

What is the annual fee on this credit card?
The Annual Fee on this credit card is Nil for the first year and Rs. 500 2nd year onwards.

What are the finance charges on this credit card?
The finance charges on this card is 2.95% per month.

What are the benefits of My Wings Credit Card?
Axis Bank My Wings Credit Card offers free flight ticket vouchers, complimentary domestic airport lounge visits, and travel-related perks. It also provides fuel surcharge waiver and EMI options for convenience.

What kind of cashback can I expect on this card?
You get cashback on flight and bus ticket bookings through partnered travel platforms, along with discounts on fuel spends. The cashback benefits are designed mainly around travel expenses.

What is Axis Bank My Wings Credit Card best suited for?
This card is best suited for frequent domestic travellers who want affordable flight and bus bookings. It helps you save on travel spends while also offering additional benefits like lounge access.

What is the foreign currency mark-up charge on this card?
Axis Bank My Wings Credit Card charges a high foreign currency mark-up fee of 3.50% on international transactions. Therefore, to save on international spends, you can apply online for Axis Bank Credit Card with a low or zero forex markup fee.

Does Axis Bank My Wings Credit Card provide travel or lounge benefits?
Yes, Axis Bank My Wings Credit Card offer complimentary domestic lounge visits. The card also offers other travel benefits, such as cashback on flights, discount on train tickets, easy redemption of flight tickets and more.

Can the credit limit on Axis Bank My Wings Credit Card be increased?
Yes, the credit limit can be increased based on your usage, repayment history, and overall credit profile. Axis Bank may offer periodic limit enhancements, or you can request one by submitting income documents if required.

Does Axis Bank My Wings Credit Card offer any insurance or security benefits?
The card comes with basic security features such as zero liability on lost or stolen cards once reported to the bank. It may also include purchase protection and other safety measures, ensuring secure transactions for cardholders.

Please Note: Axis Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only.