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Whether you want to earn rewards or save more with discounts and deals, you will never fall short of Credit Card options. Paisabazaar is the right place to find the card that best fits your needs.
*Offers are from Paisabazaar's partner Banks & NBFCs.
Axis Bank Insta Easy Credit Card is a basic credit card with Zero Annual and Joining Fee. The card is suitable for individuals who want higher credit withdrawal limit along with benefits on fuel and shopping. Have a look at some unique advantages of this credit card:
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Here are some features and benefits of this card:
Cash Withdrawal Facility – Enjoy 100% of cash withdrawal facility on your Insta Easy credit card from day one.
Interest Free Period – Grace period of up to 50 days on your transactions made by Insta credit card.
Fuel Surcharge Waiver – Get 1% Fuel Surcharge Waiver on fuel transactions between Rs.400 and Rs.4000
Flexible Credit Limit – Insta Easy Credit Card comes with a flexible credit card limit where the owner can get a credit limit of up to 80% of the FD’s principal value.
Dining Discounts – Get 15% discount on dining at selected partner restaurants in India
Axis eDGE Loyalty Points – With Axis eDGE Loyalty Points, you can earn 6 Reward Points on every Rs.200 spent, 12 Reward Points on international spends of Rs.200 and 100 points on the first transaction
Convert Purchases to EMI – You can convert your purchases into EMI on transactions above Rs.2500 with Axis Bank credit cards
| Axis Bank Insta Easy Credit Card | |
Good For:
| Bad For:
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| Particular | Amount |
| Joining Fee | Nil |
| Annual Fee | Nil |
| Add-on card joining fee | Nil |
| Card Replacement Fee | Waived |
| Cash Payment Fee | Rs.100 |
| Duplicate Statement Fee | Waived |
| Fee for Charge Slip Retrieval | Waived |
| Outstation Cheque Fee | Waived |
| Finance Charges (Retail Purchases and Cash) | 2.50% per month |
| Cash Withdrawal Fee | 2.5% |
| Over Limit Penalty | 3% of the over limit amount |
| Cheque Return Fee | Rs.300 |
| Card replacement | Waived |
| Foreign Currency Transaction Fee | 3.5% of the value of transaction on the card |
| Balance Enquiry Charges | Waived |
To apply for Axis Bank Insta Easy Credit Card, it is mandatary to have a fixed deposit in Axis Bank.
Documents Required to apply for Axis Bank Insta Easy Credit Card:
| Proof of Identity | PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI |
| Proof of Address | Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement |
| Proof of Income | Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement |
Customers who want to enjoy all the benefits and features of Axis Bank Insta Easy credit card can apply for it either on the bank’s website or by visiting the nearest Axis Bank branch. Post submitting your mandatory documents, the bank will proceed with your credit card application. Once your documentation is done and your applicaiton has been approved, your credit card will be delivered to the mentioned address within 7-10 working days.
How much FD is required on order to apply for this credit card?
To apply for this credit card, you need to have a fuxed deposit in the range of at least Rs.20,000 to Rs.25 lakh with Axis Bank
In case i already have a fixed deposit with the bank, do i still need to provide documentation to apply for this card?
No. In that case, you need not provide any KYC documents to apply for this credit card.
What are the late payment charges on this credit card?
The late payment charges on this card are as follows: