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AU Altura Plus Credit Card

Home Credit Card AU Small Finance Bank AU Altura Plus Credit Card
Updated: 04-12-2025 06:35:49 AM

Altura Plus Credit Card is the best option for users looking for a card that offers numerous benefits. With this credit card, you get milestone gains, rewards, fuel surcharge waiver, and cashback. To know more about the benefits of having an Altura Plus Credit Card, read below.

Key Highlights of AU Altura Plus Credit Card
Annual Fee* Rs. 499 + applicable taxes
Welcome Benefit Vouchers worth Rs. 500 on minimum Rs. 10,000 retail spend done within 60 days of card setup. 
Suitable For Shopping  and  Rewards

Note: This Card is not available on Paisabazaar. The content on this page is for information only. To express interest in this card, please visit AU Small Finance Bank’s website.

*Annual Fee can be waived off if:

  • Rs. 20,000 is spent on retail within 90 days of card set up in the first year
  • For 2nd year onwards annual fee can be waived off for Rs. 80,000 retail spends done in the previous card anniversary year

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On this page
AU Altura Plus Credit Card- Features and Benefits
AU Altura Plus Credit Card Fees & Charges
AU Altura Plus Credit Card- Eligibility & Documentation
How to Apply for an AU Altura Plus Credit Card?
Frequently Asked Questions
AU Altura Plus Credit Card- Features and Benefits

Following are the features and benefits of having an AU Altura Plus Credit Card:

Welcome Benefits – Vouchers worth Rs.500 on a minimum of Rs. 10,000 retail spend done within 60 days of card setup. 

Cashback – 1.5% Cashback on all POS retail spends done at merchant outlets. You can get a maximum cashback of Rs.100 per statement cycle. Also, you get 1 Reward Point per Rs. 100 retail spends (except fuel) on POS, after the maximum cashback limit has been reached.

Milestone Benefit – 500 Bonus Reward Points when you do Rs. 20,000 retail spends or more in a calendar month.

Rewards – 2 reward points per Rs. 100 spent on your online transactions. No capping on reward points earned. 

Reward points can be redeemed to get amazing benefits on:

  • E-vouchers of top brands
  • Merchandise
  • Mobile/DTH recharges
  • Flight/Hotel bookings, etc.

Railway Lounge Access – 2 complimentary lounge access per calendar quarter using the AU Altura Plus Credit Card at railway stations in Kolkata (Sealdah), New Delhi, Jaipur, Ahmedabad, Madurai, and Agra.

Fuel Surcharge Waiver – 1% fuel surcharge waiver for transactions done between Rs. 400 and Rs. 5,000 across all petrol pumps in the country. The maximum fuel surcharge waiver that can be received on any transaction is Rs. 150 per statement cycle.

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Other Benefits of AU Altura Plus Credit Card

Card Liability Cover

If the credit card is lost, users have zero liability for any fraudulent transactions made with the card after reporting the loss to the bank. With Altura Plus Credit Card, you also get protection against Card counterfeit/skimming and online frauds.

Xpress EMI

With the AU Altura Plus Credit Card, you can convert your transactions worth Rs. 2,000 or more into easy EMI options and choose a repaying tenure as per your convenience.

AU Altura Plus Credit Card Fees & Charges
Type of Fees / Charges Amount 
Joining Fee  Rs. 499 + Applicable Taxes
Annual Fee  Rs. 499 + Applicable Taxes
Late Payment Fees For Statement Balance:

  • Less than or equal to Rs. 100: Nil
  • Above Rs. 100 & up to Rs. 500: Rs. 100
  • Above Rs. 500 & up to Rs. 5,000: Rs. 500
  • Above Rs. 5,000 & up to Rs. 10,000: Rs. 700
  • Above Rs. 10,000 & up to Rs. 20,000: Rs. 800
  • Above Rs. 20,000 & up to Rs. 50,000: Rs. 900
  • Above Rs. 50,000: Rs. 1,100

Click here to know about more fees and charges related to Altura Plus Credit Card

AU Altura Plus Credit Card- Eligibility & Documentation

You can apply for AU Altura Plus Credit Card only if:

  • You are an Indian resident
  • You fall within the age bracket of 21-60 years 

In case you are applying as an add-on cardholder, you should be 18 years and above. 

Following documents are required for AU credit cards:

Proof of Identity PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI
Proof of Address Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement
Proof of Income Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement
How to Apply for an AU Altura Plus Credit Card?

To apply for a credit card, you can go to the nearest bank branch and apply for the same. To get further assistance related to credit cards, you can call the bank’s toll-free number:

1800 1200 1200

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Frequently Asked Questions

How much GST will be applicable on my AU Altura Plus Credit Card?

GST will be levied at the rate of 18 percent on fees and charges and interest rates applicable to your card.

What benefits will I get with an AU Altura Plus Credit Card?

With this credit card, you can get benefits such as 2X rewards on online purchases, welcome vouchers, railway lounge access, fuel surcharge waiver, and more.

Can Altura Plus Credit Card be used for contactless payments?

Yes, this credit card can be used for contactless payments for amounts up to Rs. 5,000.

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