YES Bank Premium Credit Cards

This is an invite-only credit card meant for the elite few. It is loaded with exclusive benefits and privileges some of which are given below:

• The cardholder gets complimentary to the LoungeKey program which allows access to 850+ airport lounges across 120 countries
• Avail a saving of 75 USD for all cruises booked on Avalon Waterways in Europe, Asia, South America and Africa
• Avail the PGA TOUR Player Experience in addition to other International Golf Privileges at associated Golf Clubs in India and abroad
• Get Air Accident Cover of up to Rs. 3 crore in the unfortunate event of death in air accidents and medical protection of up to Rs. 50 lakhs while travelling international
• The Reward Program for the YES Private Credit Card is as follows:
• 50,000 Welcome Rewards for the first transaction made on the card
• 10,000 Reward points for Rs. 10 lakh spent on the card within the first 90 days
• 3 Reward points for every Rs. 100 spent internationally
• 2 Reward points for every Rs. 100 spent in India
• The card provides a revolving credit at an interest rate of 1.2% p.m. for Savings account members and 1.99% p.m. for other members
• Preferential Foreign Currency Mark-up of 1.75% on all international transactions

As the name suggests, this is an exclusive offering by YES Bank to meet the premium needs of its customers. Some such benefits are mentioned below:

• Complimentary TAJ Inner Circle Epicure Membership for dining and stay at selected Taj group of hotels
• Complimentary golf lesson every month at associated golf courses with a waiver of green fee three times.
• The card provides an insurance cover up to Rs. 3 crore in the event of a death caused by flight accident and a medical cover of Rs. 50 lakh while travelling abroad
• The card has a nominal interest rate of 1.99% p.m. on revolving credit as well as cash advance
• A preferential foreign currency mark-up of 1.75% makes international spends cheaper
• The card also provides fuel surcharge waiver for all fuel transactions between Rs. 400 and Rs. 4,000 at any petrol pump in India
• All tickets booked through BookMyShow get a 25% discount every month limited to a maximum of Rs. 250

This is another premium credit card by YES Bank and it offers unmatched privileges for the users as given below:

• A complimentary Priority Pass Membership allows the user to access select international airport lounges
• The MasterCard Lounge Access Program gives 3 complimentary domestic lounge access for every quarter of the year
• Get air accident insurance cover of up to Rs. 1 crore and medical insurance cover of Rs. 25 lakh while travelling internationally
• Dedicated concierge services are available at a phone call with all kinds of travel assistance
• A preferential foreign currency mark-up of 1.75% is offered to the users
• The card also provides fuel surcharge waiver for all fuel transactions between Rs. 400 and Rs. 4,000 at any petrol pump in India
• The rewards program of the card brings with it many gift vouchers and offers redeemable for the points accumulated. The Reward Chart is as follows:
• 15,000 points as Welcome Gift on the first transaction
• 10,000 points on renewal
• 20,000 points for annual spends of Rs. 7.5 lakhs or more
• 8 points for every Rs. 100 spent on travel and dining
• 4 Reward points for every Rs. 100 spent on all other categories

The value of 1 reward point is INR 0.25 for product purchases and 4 reward points is worth 1 JP Miles.

Through this credit card, YES Bank offers a world of benefits to its users along with a highly rewarding experience. Some of its benefits are:

• Complimentary access to the Priority Pass Program
• Access to MasterCard Lounge Program with 2 complimentary domestic Lounge access for every quarter of the year
• Insurance cover of up to Rs. 2.5 lakh in the event of accidental death of the primary cardholder
• Fuel surcharge waiver for all fuel transactions between Rs. 400 and Rs. 5,000 at any petrol pump in India
• Complimentary golf lesson every month at associated golf courses with waiver of 4 Green Fees
• The rewards program of the card brings with it many gifts, vouchers and offers redeemable for the points accumulated. The Reward points are accrued in the following way:
• 4 points for every Rs. 100 spent on dining, grocery, supermarket and departmental shopping
  3 Reward points for every Rs. 100 spent on other
  The value of 1 reward point is Rs. 0.25 for product purchases and 4 reward points is worth 1 JP Miles.

This YES Bank credit card allows the best cashback to the users along with several other benefits, as mentioned below:

• Spend Rs. 2,500 within the first 30 days and get Rs. 250 cashback as welcome benefit
• The card provides the feature of Cashback on all transactions in the following way:
• 5% Cashback on movie ticket booking subject to a maximum of Rs. 100 in one billing cycle on a minimum transaction value of Rs. 500
• 5% Cashback on grocery shopping subject to a maximum of Rs. 100 in one billing cycle on a minimum transaction value of Rs. 500
• 75% Cashback on all retail spends except fuel transactions
• The card also provides fuel surcharge waiver for all fuel transactions between Rs. 400 and Rs. 5,000 at any petrol pump in India
• Get a Credit Shield Cover in case of accidental death of the primary cardholder