customer-support

Talk to Expert

Sales Enquiry
Call Us: 1800 570 3888
Service Helpline
Call Us: 1800 258 5616

Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.

Get the App
get-the-app-mobile
Download the
Paisabazaar app Today!

Get instant access to loans, credit cards, and financial tools — all in one place

get-the-app-qr

Scan to download on

play-app-store
Paisabazaar
Offers on Paisabazaar are only from Credit Institutions regulated by the RBI
meter

Union Bank Silver Credit Card

Home Credit Card Union Bank of India Credit Card Silver Credit Card
Check Pre-Approved Credit Cards
for you in Just One Click

  • 50+ Credit Cards from Top Banks

  • Compare Best Offers

  • Completely Digital Process

Digits Only

Error: This is invalid mobile number

By submitting this form, you have read and agree to the Credit Report Terms of Use, Terms of Use & Privacy Policy
Error: Please accept the undertaking to proceed further
×

Exclusive Pre-Approved Cards waiting for you

  • 50+ Credit Cards from Top Banks

  • Compare Best Offers

  • Completely Digital Process

Error: Please enter a valid number

Updated: 13-09-2025 11:42:07 AM

Please Note: Union Bank of India is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only.

Union Bank of India aims to give the best experience to its customers. One of its products Union Bank Silver Credit Card aims to do the same. Customer can avail lots of features and benefits with this card. The details of the card are given below.

On this page
Union Bank Silver Credit Card – Features and Benefits
Union Bank Silver Credit Card – Fees and Charges
Union Bank Silver Credit Card – Eligibility Criteria
How to Apply for Union Bank Silver Credit Card
FAQs

Union Bank Silver Credit Card – Features and Benefits

The features and Benefits of the card are:

Offers on Fees and Charges – The bank does not charge annual, renewal or joining fee.

Accident Cover – Customers can expect the following coverage

  • Air accident cover – Rs. 4.00 lakh
  • Other than air accident – Rs. 2.00 lakh

Reward Points – Attractive Reward Program that allows redemption without having to pay reward redemption fee.

Credit Limit – Avail credit limit up to 20% of gross annual income.

Interest Free Credit Period – Get up to 50 days of interest free credit period.

Security – Get 3FA authentication for domestic online transactions and receive SMS notifications for all transactions.

Attractive EMI Offers – Convert big-ticket purchases to EMI of 3/6/9/12/18/24 months and avail attractive interest rate.

Refund on Fuel Surcharge – Get refund on fuel surcharge when paying for fuel using the credit card.

Union Bank Silver Credit Card
Good For:

  • People who want to earn reward points
  • Customers who want a low annual fee credit card
  • People who want fuel surcharge waiver
 Bad For:

  • Customers who want cashback
  • Customers who want a premium credit card
  • Customers who want a diverse rewards catalogue

Union Bank Silver Credit Card – Fees and Charges

Fees/Charges Amount
Joining Fee Nil
Annual Fee Nil
Add-on Card Fee Nil
Finance Charges 1.90% per month/22.80% per annum
Cash Advance Charges 2.50% of the amount
Late Payment Fees Rs.200
Charges on Over Limit Account Rs. 100 per instance
Payment dishonour Fee Rs. 100 per instrument
Card Replacement Fee Rs. 100
GST 18% of the fees and charges

Union Bank Silver Credit Card – Eligibility Criteria

The eligibility criteria are:

  • Customers who draw a salary must be between the ages of 21 and 60 years
  • Applicant must be an Indian Citizen
  • Self-employed applicants must be between 21 and 65 years of age

Additionally, customers will have to submit PAN card / Form-60, Aadhaar card, and other such documents to establish proofs of address, identity and income.

How to Apply for Union Bank Silver Credit Card

To apply for Union Bank Silver credit card customers will have to visit the nearest Union Bank of India branch. At the bank contact an official who will guide you through the process. Submit the required documents for verification. On successful verification, the bank will dispatch the credit card.

FAQs

What is foreign currency mark-up fee?
Whenever a customer shops overseas or at a shop in India which is registered over-seas then foreign currency mark-up fee will be charged. It is like a convenience fee that the credit card provider charges for providing the ease to shop in a different currency.

What is the annual fee for Union Bank Silver Credit Card?
There is no annual fee on this credit card.

What offers and benefits does Union Bank Silver Credit Card offer?
There are many benefits that customers can expect when using the Union Bank Silver credit card such as air accident cover, non-air accident cover, reward points and so on.

What is the finance charge on Union Bank Silver Credit Card?
The finance charge on Union Bank Silver Credit Card is 1.90% per month.

Is there a limit enhancement fee on Union Bank Silver Credit Card?
Yes and the fee is Rs. 100 only.

meter
Menu