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Union Bank of India Rupay Select Credit Card

Home Credit Card Union Bank of India Rupay Select Credit Card
Updated: 13-09-2025 11:33:01 AM

Union Bank of India Rupay Select Credit Card is designed to cater to the needs of both frequent travellers and everyday spenders. Cardholders can earn 4 reward points for every Rs. 100 spent across all categories, allowing them to accumulate rewards faster. For frequent travellers, the card offers 2 complimentary domestic lounge visits per quarter and 2 complimentary international lounge visits per year. Additionally, basic benefits like fuel surcharge waiver and insurance coverage enhance the overall value of this credit card. Read on to know about this credit card in detail. 

Key Highlights of Union Bank of India Rupay Select Credit Card
Joining Fee Nil
Annual Fee Rs. 499 (Waived off on spending Rs. 50,000 in the previous year)
Reward Benefits 4 reward points for every Rs. 100 spent
Lounge Access Benefits 8 complimentary domestic & 2 international lounge visits every year

Note: This Card is not available on Paisabazaar.com. The content on this page is for information only. To express interest in this card, please visit Union Bank of India’s website.

Union Bank of India Rupay Select Credit Card: Features & Benefits
Union Bank of India Rupay Select Credit Card: Fees & Charges
Union Bank of India Rupay Select Credit Card: Eligibility & Documentation
Union Bank of India Rupay Select Credit Card: Features & Benefits

Reward Benefit

  • 4 reward points for every Rs. 100 spent

Travel Benefits

  • 2 complimentary domestic lounge visits per quarter
  • 2 complimentary international lounge visits per year

Other Benefits

  • 1% fuel surcharge waiver across all fuel spends, up to Rs. 100 per month
  • Personal accident insurance coverage of up to 10 Lakh with additional accidental insurance coverage of 30 Lakh
Union Bank of India Rupay Select Credit Card: Fees & Charges
Type of Fee/ Charge Amount
Joining Fee Nil
Annual Fee Rs. 499 (Waived off on spending Rs. 50,000 in the previous year)
Finance Charges 2.5% p.m. (30% p.a.) – 2.95% p.m. (35.4% p.a.)
Late Payment Fee For Statement Balance:

Up to Rs. 25,000: Rs. 200

Above Rs. 25,000: Rs. 500

Click here to view other fees & charges and terms & conditions. 

Union Bank of India Rupay Select Credit Card: Eligibility & Documentation

The applicant must fulfill the below mentioned eligibility criteria to apply for this credit card:

  • Age Requirement: 18 to 65 years 
  • Annual Income Eligibility: Rs. 7.5 Lakh 
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