Union Bank Platinum Credit Card

The features and Benefits of the credit card are:

Offers on Fees and Charges – The bank does not charge annual, renewal or joining fee.

Insurance Coverage – Get the following cover

• Air accident– Rs. 8.00 lakh
• Other than air accident – Rs. 5.00 lakh

Credit Limit – Get a good credit limit that can go as high as 20% of customer’s gross annual income.

Interest Free Credit Period – Avail 50 days of interest free credit period.

Security – Users transactions are secured with 3FA authentication process for online transactions made in India. Customers will also receive SMSs for all transactions.

Attractive EMI Offers – Pay off big-ticket purchases via 3/6/9/12/18/24 months EMI plans.

Fuel Surcharge Waiver – Get fuel surcharge waiver up to Rs. 75 per month when using this credit card to pay for fuel.

Union Bank Platinum Credit Card
Good For: People who want personalized credit cards Customers who want to get cashback People who want Insurance	Bad For: Customers who want to earn air miles Customers who want lounge access Customers who want lots of variety in rewards catalogue

Customers can enquire about the fees and charges associated with the credit card at the time of application.

The eligibility criteria for Union Bank Platinum Credit Card are:

• Only Indian Citizens can apply
• Salaried employees should be between 21 and 60 years of age
• Self-employed applicants must be between 21 and 65 years old

Do note applicants will also have to submit PAN card / Form-60, Aadhaar card, and other documents to establish their identity, place of residence, and income.

To avail, a Union Bank Platinum Credit Card visit a Union Bank of India branch. There contact a bank official to guide you through the process. Show the required documents and submit their self-attested photocopies as well. The bank will verify the same and on successful verification dispatch the credit card.

Is there lounge access on Union Bank Platinum Credit Card?
No, the card does not provide any free lounge accesses to its users. Customers who want lounge access can opt for Union Bank Rupay SELECT credit card.

What is the joining fee for Union Bank Platinum Credit Card?
Joining fee if any will be disclosed at the time of credit card application.

What offers and benefits does Union Bank Platinum Credit Card offer?
There are many benefits that customers can expect when using the Union Bank Platinum credit card these include air accident cover, other accident coverage, reward points and so on.

Is there cash back offer on Union Bank Platinum Credit Card?
Yes, it can be availed against only utility bill payments, mobile wallet recharges, and IRCTC bookings. The maximum cash back offer is Rs. 50 per card per month.

When does finance charge come into effect?
When customer carries the outstanding balance onto the next month’s billing cycle then finance charges come into play.