Union Bank Credit Card Login

To use Union Bank Credit Card Account, one must register here first. Then, follow the below steps to login to Union Bank credit card account:

• Click here to go Union Bank online portal by selecting ‘Other Services’ and then ‘View Union Credit Card Bill’
• Provide your unique User ID and password
• Click on ‘Submit’ button
• You are now logged into your Union Bank Credit Card account
• You can view your card statements, transaction history, reset PIN for card, book services, etc

Listed below is a summary of all the facilities provided by Union Bank credit card account:

• One can view his/her account details from anywhere at any time- check the available credit limit, outstanding balance, cash limit, etc
• A customer can use the portal to check his/her unbilled transactions, download the old and latest credit card statements, and keep a track of reward points earned
• Blocking a lost card is now easy via the credit card portal
• Pay credit card bills and other utility bills easily from the comfort of home using Union Bank credit card net banking feature
• The credit card’s PIN can be changed as and when needed
• With the net banking portal, a customer can update the details like mobile number, e-mail ID easily without standing in long queues

Registering your credit card for Union Bank Net banking facility is a very simple process. Pursue the following steps to complete this procedure:

• Click here to register for Union Bank Credit Card Net Banking
• Enter your details- card number, card expiry date, date of birth, registered mobile number, e-mail ID
• Select ‘Submit’
• In the next page, provide OTP (One Time Password) that you just received on your registered mobile number. Click ‘Proceed’ button to continue
• The cardholder is here asked to enter a unique user ID and password for their Union Bank Credit Card. Re-confirm the new password and press the ‘Confirm’ button
• On successful registration, the username and password is generated. Henceforth, you need to use this unique User ID and password to login to Union Bank Credit Card online account

Follow these simple steps to change your Union Bank Net banking password:

• Click here to login to Union Bank’s Net Banking Account
• Click on the link ‘Re-generate password’
• Enter your Card number and click on ‘Submit’ button
• An OTP will be sent to your registered mobile number. Enter the OTP and other necessary details
• Provide the new Password and confirm the same
• Your net banking password will be successfully altered

There are a plethora of options under online or offline technique to pay bills for a credit card. Online methods include payment via Net banking, NEFT, BillDesk or Union Bill Pay, Mobile banking. Offline mode includes bill payment at bank branch by cash or cheque, bill payment at any Union Bank ATM.

• To clear bills via Net banking, one must link his/her Union Bank credit cards to the Net banking account
• Use ATM PIN to link your Union Bank credit card with Net banking account
• Login to your net banking account
• Visit ‘Credit Card’ tab and select ‘Credit Card Payment Option’
• Pay bills using Union Bank savings account

Follow the below steps to reset PIN online for your Union Bank Credit Card:

• Login to your Union Bank Credit Card account
• Select ‘Account’ from the menu
• Choose the option to change credit card PIN. In case of multiple cards, choose the card for which you want to change PIN
• An OTP will be sent to authorise the process
• Provide the new PIN and confirm
• Your PIN will be successfully altered

You can also change your credit card PIN by calling toll free number 1800222244 or 18002082244. Follow the instructions properly and rest your PIN. You can visit a nearby branch of Union Bank and request for credit card’s PIN change too.

A Union Bank customer can opt for any of the listed methods to check his/her credit card statement:

• Use Net Banking to download your credit card statements, view outstanding balance, etc.
• Receive regular updates via SMS whenever you use your Union Bank credit card for any transaction
• Contact Union Bank Customer Service Desk at 1800222244 to enquire about your card’s balance
• Visit any nearby ATM of Union Bank and check outstanding balance by using your credit card
• Visit a nearby branch of Union Bank and request for credit card statements and other details
• Receive monthly detailed statements of your credit card at registered mailing address
• Use mobile banking app of Union Bank to keep a track on your credit card usage and balance

How do I make credit card bill payment via BillDesk?
If you want to avail the service, you would have to register on BillDesk website. For registering, you would have to submit a Union BillPay Application Form which should be completely filled in. The form can be deposited at any branch of Union Bank. If you want, you can register yourself online. This would not involve any additional charge.

How long would online credit card payments take to be reflected in the card account?
It normally takes 2 working days for necessary payments to be reflected in a customer’s account.

What is credit limit on a card?
The credit limit on a credit card is the maximum amount available for a customer to spend. It varies from customer to customer and card to card. It depends on a customer’s income, credit history and other factors.

What is Auto-debit facility?
Auto-debit facility lets you clear your credit card bill using your savings account. The payment sum gets deducted from the account on a fixed date every month.

How to check balance on Union Bank of India credit card on mobile?
To check credit card balance using Union Bank mobile app, first download the mobile banking application. If you are registered and have login related details use the details to login. Alternatively, you can create your account and then login. After you login, you should select the tab showing credit card and under this tab you would be able to find the option for credit card balance.

What should I do if I lose my credit card?
One must immediately report the loss of a credit card and get it blocked. To block the credit card, visit nearby branch or contact customer service. One can also use net banking to block the lost card.

Can I reverse any online transaction made via my Union Bank credit card?
No. Once a transaction has been processed from your credit card, it cannot be stopped or reversed. Hence, be cautious before making any payments using your credit card.