RBL Bank Credit Card Upgrade

Users can use any of the following means to upgrade their credit card

Branch Visit: One of the best options to upgrade the credit card is visiting the branch and placing the request for credit card upgrade. The branch representatives will guide the customer through the process. They might also suggest a card based on the user’s financial condition, and likely expenses.  Once the service request for the card is placed the bank will then evaluate and decide whether to grant the upgrade or not.

Customer Care Centre: Users can contact the customer care centre of the bank to upgrade their credit card. The number is +91 22 6232 7777 or 1800 121 9050. Call from your registered mobile number and validate all the personal details. Customer can also request a particular credit card as well. Do note that the bank has the final say on whether customer gets a credit card upgrade or not

Net Banking: One of the easiest ways to apply for a credit card upgrade is through net banking. Login to your net banking account then place the upgrade request under the service request tab. Upon receiving the request the bank will evaluate the user’s financial condition and if they find everything is positive then they will grant the request for upgrade

Email: Users can email the bank at cardservices@rblbank.com from their registered email address mentioning all the details about the card along with the type of card that they would like to choose. The bank will let the user know if their request has been successfully accepted or not

For Further Support: Contact RBL Bank Customer Care Centre

Reward Points- The basic card of the bank has minimum reward points and benefits in comparison to the other cards. So when you upgrade the card you get more benefits and reward points on the usage of the card

Credit Score– Your bank will upgrade the credit card only when it will find that you have a good track record. So when your bank grants your service request of upgrading card then your credit scores also improves

Credit Limit- So once you upgrade the card your finance availability also increases thus improving the overall standard of living

A premium credit card offers a lot of benefits. Still users must keep a few things mind when applying for a credit card upgrade.

• The premium cards are expensive in comparison to the basic cards thus the cost of maintenance of the card also increases
• You will not gain the joining benefits of the card when you upgrade to a premium card
• You might lose the accumulated points on the previous card also
• Increase in the credit limit should not mean you spend more needlessly
• Evaluate the benefits of the card according to your usage and choose the card wisely so that you gain most out of it

Will the bank take away my old credit card if I upgrade my credit card?
Yes the old credit card will be disabled if customer’s upgrade request is accepted.

Is upgrading of the card better then applying for a new card?
It depends on the cost to benefits ratio for the two options. Sometimes getting a new card will serve the user better than just upgrading a credit card.

What is the customer care number of the RBL Bank credit card department?
You will have to call at+91 22 6232 7777 or 1800 121 9050 from the registered mobile number.

How will I login in the net banking after I upgrade my credit card?
You will use the same login ID and the password after credit card upgrade as well.

What is the email address of the RBL Bank credit card department?
The email address of the bank is cardservices@rblbank.com for credit card related queries.