Punjab and Sind Bank Kisan Credit Card

The Punjab and Sind Bank Kisan Credit Card is designed to cover for the short term financial needs of the farmers. This credit card is more specifically designed to offer financial assistance and fulfill credit requirements in the following manner:

• To cover for the financial expenses in the crop cultivation stage
• To cover for the financial expenses required for marketing of the crop produce
• To cover for all the financial expenses in the post-harvesting stage
• To provide financial assistance required for household consumption
• To provide financial assistance for the purchase of agriculture assets like pumps, sprayers etc.
• To cover for the expenses related to the repair and maintenance of farm assets like sprayers, pump and pump set etc.
• To provide financial assistance for the investment in agri-allied activities related to poultry, dairy, fisheries etc.
• To cover for the expenses related to maintenance of agriculture allied activities like poultry, dairy etc.

Punjab and Sind Bank Kisan Credit card offers the following benefits:

• The card offers credit support that can be utilized to fulfil various credit requirements related to agricultural and allied activities.
• The card offers various repayment options where the farmers can repay the loan as per their convenience. The maximum repayment limit is 5 years.
• The card offers short term loan at attractive interest rates.

To avail the Punjab and Sind Bank Kisan Credit Card, the eligibility terms and conditions are as under:

• All farm landholders i.e. farmers holding farmland individually or jointly
• All individual or joint tenant farmers, share-croppers, oral lessees etc.
• All the self-help groups of farmers or Joint liability groups of farmers

Thus the Punjab and Sind Kisan Credit Card can be availed by all farmers who are resident of India and are residing in any part of the country.

Farmers can avail Punjab and Sind Kisan Credit Card by following below given steps:

• Visit the nearest branch of Punjab and Sind Bank
• Fill the application form
• Attach all the required documents
• Once the documents are received, the bank upon satisfactory scrutiny of documents will offer Punjab and Sind Kisan Credit Card.

Alternatively, you can also download the application form from the official website of Punjab and Sind Bank, attach all the required documents and submit the same at the nearest bank branch.

In this manner, you can easily apply for Punjab and Sind Kisan Credit Card and avail the short-term financial assistance in order to cover for all the expenses related to agricultural and agri-allied activities.