Kotak credit cards allow cardholders to pay their credit card bills online using BillDesk facility. The facility is quick and convenient and the bills can be paid on time without any defaults.
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How to Make Kotak Bank Credit Card Payments through BillDesk
- Visit Kotak Credit Card Bill Desk Page- WebPay
- Enter your 16-Digit Kotak Credit Card number and re-enter it
- Enter the email ID on which you wish to get payment confirmation
- Enter the amount to be paid
- Select the bank through which you wish to make the payment and click on ‘Pay’
- You will now be redirected to the selected bank’s net banking portal
- Login using you user ID and password and authorize the transaction
- You would also receive an OTP from the bank; enter the same and proceed
- Your account will get debited online once the details are verified
- The confirmation would be sent to the registered Email ID along with Transaction Reference Number
It may take 2-3 days for a payment made through bill desk to reflect in your credit card account.
Other Modes of Kotak Bank Credit Card Bill Payment
Other modes which can be used for making the credit card bill payment are as follows –
- Net Banking- for Kotak Account holders
- NEFT- National Electronic Funds Transfer
- Mobile App
- Visa payment
- Cheque payment
Things to Keep in Mind for Kotak Bank Credit Card Payment through BillDesk
- The information provided during bill payment should be valid because cross-verification is done by the bank to approve payments
- The Email ID provided would be notified with Transaction receipts and Reference numbers. You should therefore ensure you give an appropriate email address
- The transaction is completely online hence make sure to enter the correct details for successful payments
- Logout of your account after successful payments, each time, for security reasons
FAQs
Are credit card payments done by Kotak Bank through BillDesk secure?
Yes, all payments through this service are secure as it uses encrypted platforms.
How can I set AutoPay for Kotak Credit Card Bill Payment?
Login to Kotak net banking, and follow the procedure of setting up standing instruction for bill payment. You can set the instructions for payment of total outstanding or minimum due.
How much time is taken to process a payment?
Payment through bill desk may take up to 2-3 days to reflect in your credit card account.
