Poonawalla Fincorp IndusInd Bank eLITE edge RuPay Credit Card

Rewards Program

Earning Rewards

• 2.5 reward points per Rs. 100 spent on e-commerce transactions
• 1 reward point per Rs. 100 across all other UPI and POS transactions
• 0.5 reward points per Rs. 100 spent on utilities, insurance, government transactions, education transactions and rent
• No reward points on fuel purchase
• Earned reward points will be valid for 24 months from the date of accrual

Redeeming Rewards

• Redeem reward points through the Indus Moments platform
• Convert reward points to Krisflyer Miles or Club Vistara Points in 2:1 ratio
• Redeem rewards to get statement credit (1 RP = Rs. 0.40)
• Pay with rewards at select stores

Other Benefits on Poonawalla Fincorp IndusInd Bank RuPay Credit Card

• Buy One Get One Offer on movie tickets through BookMyShow for maximum Rs. 200 per ticket (valid once a month)
• Spend Rs. 4 Lakh in a year and get 3,000 bonus reward points
• Fraud liability cover
• Air accident cover worth Rs. 25 Lakh1% fuel surcharge waiver up to Rs. 100 per month on transaction value of Rs. 400 to Rs. 4,000

Poonawalla Fincorp IndusInd Bank eLITE edge RuPay Credit Card can be linked to any UPI app such as Google Pay, PhonePe, BHIM UPI, PayTM, etc. Follow the process given below:

• Go to your UPI app
• Select the ‘Add/Link credit card’ option
• Select ‘IndusInd Bank’ as the card issuing bank 
• Select your Rupay credit card
• Generate UPI PIN by entering last 6 digits of your card number and expiry date
• Enter the OTP received on your registered mobile number and set the PIN

Once this process is successfully completed, your card will be added to the UPI app. You can scan any Merchant QR code or enter Merchant UPI ID and select this card while making the payment.

To be eligible for this credit card, applicants must meet certain terms and conditions as set by IndusInd Bank. However, the final decision regarding approval or rejection of application rests solely with the bank.