It is important that the customer remains aware of the outstanding balance on their credit cards. This will ensure that they do not go over the credit limit and risk having their card declined. In order to avoid the fore mentioned scenario customer can make IndusInd bank credit card balance enquiry. The various ways are listed below.
How to Check IndusInd Bank Credit Card Balance
There are various ways in which the cardholder can get access to the IndusInd Bank Credit Card details. Listed below are the ways in which cardholders can find out the card balance:
Net Banking
To use IndusInd Bank Net Banking services follow the steps given below:
- Register the credit card with the IndusInd Bank Net Banking services
- Login to the account
- Go to credit cards section
- Select the Credit Card of which Balance needs to be known
This will show you the IndusInd Bank Credit card Balance.
Mobile App
IndusMobile is the Mobile Application that lets users do numerous tasks, including balance check. The steps are:
- Download the IndusMobile App, register then login
- Click on the credit card option and select the credit card
Customer can now view the card balance.
SMS Service
To use the SMS service, send the following SMS:
Type STMT<space>XXXX (where X is the last 4 digits of the credit card number). Send the SMS to 5676757 through the registered mobile number. The Bank will send an SMS that will show the total amount due, minimum amount due and payment due date as per the last generated statement.
Customer Care Services
The cardholder can call the Customer Care Service of IndusInd Bank at 1860 267 7777 to find out the Credit Card Balance. Customer can call on this number 24×7.
ATM
A cardholder can also check the IndusInd Bank Credit Card Balance at any of the IndusInd Bank ATM. For this simply insert the credit card and select the credit card statement option. Enter the PIN and view the statement.
What is IndusInd Bank Credit Card Balance
The credit card balance or statement balance is the total amount that the customer owes to the IndusInd Bank. This includes the outstanding amount and the billed amount. On making a credit card balance enquiry customer can know the due date of payment, the total outstanding amount and the minimum amount due. These details assist the cardholder to plan the payment schedule in order to continue using the card. Do note that the card balance increases when the card is used to make payments. The balance decreases when payments are made towards the credit card. Customers who want to avoid going over the credit limit should be aware of the card balance.
FAQs
Who are eligible to avail the IndusMobile services of the Bank?
All customers who have a Savings Account or Current Account with the IndusInd Bank or are owners of IndusInd Bank Credit Card can use the IndusMobile services.
Can the app be registered on more than one device at a time?
You can register on up to a maximum of 5 devices. When the number exceeds 5, the oldest connection automatically gets deregistered.
In case if a user forgets the User ID or password, what can be done to retrieve it?
If you have forgotten your User name and password, you can call on 1860-267-7777 and give your card details. The user name and password will be given to you after proper verification.
What does the User ID mean in IndusInd Net Banking?
The User ID is the identification received by the cardholder from the bank for all net banking purposes. It is supported by a password which is unique and known only to the customer and can be changed only by him.
What happens if the credit limit on my IndusInd Credit Card is exhausted?
If the credit limit on your card is completely used up, IndusInd bank may block the card till the payment is made. If the user fails to make a payment by the due date then the bank may block the card.