Indian Bank Credit Card Statement

The features included in the credit card statement is as follows, which also provides the personal details of the cardholder like the name, residential address and date of birth among others.

• Monthly summary of transaction made on one’s credit card
• Interest rate applied
• Total outstanding balance
• Opening and closing date
• Available credit limit on the card
• Minimum due amount
• Past dues, if any
• Refund details
• Available cash withdrawal limit

The statement also provides detailed information on individual transactions, the date of purchase, the money spent, the merchant’s name, etc.

The account summary section gives details on the previous payment along with the current due payment. The rewards section gives a summary of the points earned, opening and closing balance, adjusted points, etc. The statement also advertises offers and schemes provided on the credit card.

Please Note: Indian Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only. 

There are different ways to check one’s Indian Bank Credit Card statement which are as follows:

Through Post

One can request for the credit card statement to be sent via post to his/her registered address.

Through E-mail

One can opt for monthly mails from the bank to one’s registered email address to receive eStatement which is preferred over the paper bill.

Through Net Banking

The customer can check the credit card statement through the net banking account. He/she can also download and save the statement for viewing later.

Through Phone Banking

One can call the customer care 1800 425 00 000 or 1800 425 4422 and ask them to send one’s e-statement if they are late or to change from offline to online.

By Visiting the Branch

The bank executives can be visited at the nearest branch of Indian Bank and ask them to help with the credit card statement details.

It is very important to read through the credit card statement so as to notice any discrepancies in the transactions. In case one finds any error, then immediately inform the bank officials.

• The complaint has to be carried out within 7 days of the delivery of the statement
• In circumstances where one has lost the card or it is stolen, then it needs to be under the attention of the executives as soon as possible so as to block the card and preventing any fraudulent transactions
• Make sure to keep the bills and receipts of transactions from the current month so as to present it during any further investigation
• In order to be on the safer side, keep proofs handy as it can come useful in the bill-related investigations by the bank

Will I be able to print the statement from my net banking account?
Yes, you need to first download the statement from the account and save it on your desktop. After this, you can print the document anytime you need.

Do I have to pay to convert to the paperless eStatement facility?
No, you don’t have to make any payment. This is a free of cost facility as the bank encourages its customers to save paper.

How many additional cards can I apply for? Will I be charged for it?
You can apply for up to 3 additional cards which can be given to your immediate family members. There are no additional charges applied for it.

How can I pay my Indian Bank Credit Card statement?
You can pay the due amount through different ways such as Net Banking, Cheque/Draft, NEFT/RTGS, cash, among others.