InterMiles ICICI Bank Rubyx Credit Cards

Some of the prominent features of InterMiles ICICI Bank Rubyx credit cards are as follows:

Welcome Benefits: You can earn below welcome benefits:

• 5,000 InterMiles as a joining bonus
• Exclusive flight discount voucher worth Rs. 500*
• Exclusive hotel discount voucher worth Rs. 1,000*

*Valid on bookings through www.intermiles.com as a welcome benefit.

Renewal Benefits: Earn renewal benefits as per the below details:

• 2,500 InterMiles after the payment of annual fee
• Exclusive flight discount voucher worth Rs. 250*
• Exclusive hotel discount voucher worth Rs. 750*

*Valid on bookings through www.intermiles.com a renewal benefit.

Etihad Offer: Up to 10 InterMiles on the purchase of Etihad Flights revenue tickets via InterMiles Website. Also, 5% discount on base fare on booking revenue tickets for Economy class via InterMiles Website.

VISA Lounge Access: 1 complimentary airport lounge access per quarter on your InterMiles ICICI Bank Rubyx Credit Card on spending Rs. 5,000 in a calendar quarter.

Read more: Visa Credit Cards in India

Entertainment Benefits: 25% discount (max. Rs. 150) on purchase of a minimum of two tickets per transaction. This benefit can be availed once per month only on BookMyShow and Inox.

Fuel Surcharge Waiver: 1% fuel surcharge waiver on transactions up to Rs. 4,000 when swiped through ICICI Bank PoS machines at all HPCL Petrol Pumps.

Dining Benefits: Exclusive discount at more than 2,500 partner restaurants under ICICI Bank Culinary Treats program.

i-Assist 24×7 Concierge Service: 24×7 premium concierge services for making last-minute hotel and flight booking, movies and event booking, dining reservations, flower and gift assistance, etc., by calling 1800 26 70731 (toll-free for MTNL/BSNL) or 022 6787 2016 (standard call charges applicable).

Contactless Payment: Option to pay up to Rs. 2,000 by just tapping on NFC-enabled PoS machines without PIN.

Chip and PIN Security: Additional security for credit cards against counterfeiting or phishing activities

Below mentioned are the fees and charges associated with this credit card:

Fee/Charge Type	Fee Amount
Joining Fee*	Rs. 2,500
Annual Fee* (from second year onwards)	Rs. 2,500
Finance Charges	3.50% per month (42% per annum)
Late payment charges	For Statement Balance Less than Rs. 100 – Nil Rs. 100 – Rs. 500 – Rs. 100 Rs. 501 – Rs. 10,000 – Rs. 500 More than Rs. 10,000 – Rs. 750

*To view the most important terms and conditions, Click here.

The applicant must meet the below eligibility criteria to apply for this credit card:

• Minimum Age: 21 years
• Maximum Age: 65 years
• He/ she should be an Indian citizen or at least an NRI
• He/ she should have a good credit score, preferably, more than 750

Documents Required

The applicant should furnish the following documents for InterMiles ICICI Bank Rubyx Credit Card:

Proof of Identity	PAN Card, Aadhaar Card, Voter’s ID Card, Passport, Driving License, Any other government-approved photo ID
Proof of Address	Aadhaar Card, Passport, Utility bills (not more than 3 months old), Any other government-approved ID
Proof of Income	Bank statement for the last 3 months, Salary slips for the last 3 months, Audited financials for the last two years (for self-employed), Form 16

InterMiles ICICI Bank Rubyx Credit Cards are not sourced through Paisabazaar.com. You can apply for it directly through the ICICI Bank’s website or offline by visiting the nearest ICICI Bank branch.

Suggested read: Best Credit Cards in India

Can I use InterMiles earned on everyday spends for booking flight tickets?
Yes, the InterMiles earned on all spends can be used for booking flight tickets through the InterMiles portal.

Can I convert my existing JP miles into InterMiles?
Your existing JP miles earned on Jet Privilege credit card can be used as InterMiles.

I have a Jet Privilege ICICI Bank credit card. Do I have to block it and apply for a new InterMiles credit card?
You do not have to surrender your Jet Privilege credit card. The same card will now earn InterMiles instead of JP Miles and miles can be redeemed for tickets at the InterMiles website.

Do I have to register for InterMiles account instead of Jet Privilege account?
If you have an existing JP Miles account, the same account will work at the InterMiles website as well. You won’t have to register for InterMiles account.

When will I get the bonus InterMiles for joining and renewal?
Bonus InterMiles will be credited to your account within 45 days of the payment of the joining or annual fee every year.

Can I still use the Jet Privilege account as I have a Jet Privilege credit card?
You can still use the Jet Privilege card but your JP Miles account will be migrated to the InterMiles account. All your miles/ points will also be migrated to the InterMiles account and you can continue booking your tickets without any hassle.