Equitas Small Finance Bank Credit Card

Equitas Small Finance Bank Credit Card benefits and features are mentioned below:

Equitas Tiga Credit Card

Annual Fee: Rs. 500 + Applicable Taxes
Best Suited For: Shopping with Partner Brands

Key Highlights:

• 3 reward points per Rs. 100 spent on UPI transactions, contactless payments, and EMI spends at Pay-by-3 partner merchants
• Use the Pay-by-3 facility to convert eligible merchant spends into a 3-month low-cost EMI
• Pay by 3 merchants include Tata Cliq, Skull Candy, Tony & Guy, Tony & Guy Essentuals, 1% Club, Lectrix, Prashanthi Sareex`s, Netmeds, SLAM Fitness, and Wedtree
• 1 reward point per Rs. 100 spent across all other categories
• Redeem reward points for products, vouchers, and flight, bus, or hotel bookings at a value of 1 RP = Rs. 0.15
• Redeem points as cashback or through Insta Redemption at a value of 1 RP = Rs. 0.10

Equitas Selfe Credit Card

Annual Fee: Rs. 1,000 + Applicable Taxes
Best Suited For: Personalized Benefits

Key Highlights:

• 10 reward points per Rs. 100 spent across any two selected categories from Apparel, Dining, Grocery, Utility, or Taxi
• 2 reward points per Rs. 100 on other spends
• Redeem accumulated reward points for products, vouchers, and flight, bus, or hotel bookings at a value of 1 Reward Point = Rs. 0.35
• Redeem reward points as cashback or through Insta Redemption at a value of 1 Reward Point = Rs. 0.15
• 1 complimentary domestic airport lounge visit every quarter
• Complimentary memberships to any two platforms from Amazon Prime, Jio Hotstar, Sony LIV, Zee5, or Discovery+

Equitas PowerMiles Credit Card

Annual Fee: Rs. 5,000 + Applicable Taxes
Best Suited For: Travel

Key Highlights:

• 9 reward points per Rs. 100 on international spends (3X rewards)
• 3 reward points per ₹100 on all other purchases (1X rewards)
• Transfer reward points to miles at a 1:1 ratio across 10+ partner airlines, hotels, and brands under the Xchange Program
• Redeem reward points for products, vouchers, and flight, bus, or hotel bookings at a value of 1 RP = Rs. 0.50
• Redeem points as statement cashback or via Insta Redemption at a value of 1 RP = Rs. 0.25
• Complimentary Club Marriott and EazyDiner memberships
• Complimentary airport lounge access through Priority Pass
• 8 domestic lounge visits and 4 international lounge visits per year

Some eligibility criteria remain the same across all Equitas Small Finance Bank Credit Cards. However, the income requirement varies as per the card variant.

Common Eligibility Terms

• Age: 22 to 60 years
• Occupation: Salaried

Minimum Income Requirement for Equitas Credit Cards

• Equitas Tiga Credit Card: Annual income of Rs. 5 lakh to Rs. 18 lakh
• Equitas Selfe Credit Card: Annual income of Rs. 5 lakh to Rs. 18 lakh
• Equitas PowerMiles Credit Card: Annual income of more than Rs. 18 lakh

Documents Required for Equitas Credit Cards

Consumers will have to upload the following documents at the time of application:

• Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government approved photo ID proof
• Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 month’s old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement or any other government approved address proof
• Proof of Income: Latest one or 2 salary slip (not more than 3 months old), Latest Form 16, Last 3 months’ bank statement

The table below shows some key charges applicable to Equitas Small Finance Bank Credit Cards:

Click here to know the detailed terms and conditions, along with the charges, applicable on Equitas Small Finance Bank Credit Cards.

You can apply online for Equitas Small Finance Bank Credit Cards through Paisabazaar. Follow the steps given below:

Step 1: To begin the application process, enter your mobile number in the form on the top of this page.

Step 2: Provide the OTP sent on the mobile number for verification.

Step 3: Filter the results for Equitas Small Finance Bank Credit Cards.

Step 4: Check and compare the cards you are eligible for.

Step 4: Select the card of your choice and provide additional details to apply.

Step 5: Provide the required documents for smooth processing of the application and submit the completed application.

Once verified and approved by Equitas, you can expect the credit card to reach you within 10 working days.

To raise queries or complaints regarding credit cards, Equitas Small Finance Bank Credit Card users can call on 1800-103-2977.

Cardholders can also write to customerservice@equitasbank.com to communicate with the card provider.

Q. Does Equitas offer lounge access with its credit cards?
Yes, Equitas Small Finance Bank Credit Cards offer complimentary lounge access. While Selfe Credit Card only offers domestic airport lounge access, PowerMiles Credit Card comes with both international and domestic free lounge visits.
Suggested Read: Best Credit cards with Lounge Access

Q. What are the benefits of Equitas Small Finance Bank Credit Cards?
Equitas Small Finance Bank Credit Card benefits include rewards on card spends, complimentary lounge access, lifestyle memberships, UPI transactions through RuPay credit Cards and many more, as listed on this page above.

Q. What is the annual fee for Equitas credit cards?
Equitas Tiga comes at an annual fee of Rs. 500, Selfe at Rs. 1,000 and PowerMiles at Rs. 5,000.

Q. How can I redeem reward points of Equitas Small Finance Bank Credit Cards?
Equitas offers several redemption options for credit card reward points, including cashback, products, vouchers and travel bookings, etc.

Q. What should I do if my Equitas credit card is lost or stolen?
If your Equitas credit card is lost, stolen or misused, you can immediately hotlist or block your card by raising a request through either logging into the Selfe Loan app, through phone banking or IVR by calling on 18001032977.