customer-support

Talk to Expert

Sales Enquiry
Call Us: 1800 570 3888
Service Helpline
Call Us: 1800 258 5616

Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.

Get the App
get-the-app-mobile
Download the
Paisabazaar app Today!

Get instant access to loans, credit cards, and financial tools — all in one place

get-the-app-qr

Scan to download on

play-app-store
Paisabazaar Logo
Offers on Paisabazaar are only from Credit Institutions regulated by the RBI
meter

Dhanlaxmi Bank Gold Credit Card

Home Credit Card Dhanlaxmi Bank Credit Card Gold Credit Card
Check Pre-Approved Credit Cards
for you in Just One Click

  • 50+ Credit Cards from Top Banks

  • Compare Best Offers

  • Completely Digital Process

Digits Only

Error: This is invalid mobile number

By submitting this form, you have read and agree to the Credit Report Terms of Use, Terms of Use & Privacy Policy
Error: Please accept the undertaking to proceed further
×

Exclusive Pre-Approved Cards waiting for you

  • 50+ Credit Cards from Top Banks

  • Compare Best Offers

  • Completely Digital Process

Error: Please enter a valid number

Updated: 10-12-2025 09:23:05 AM

Dhanlaxmi Bank Gold Credit Card is a basic credit card that offers many perks and benefits to its users. The card comes with a financial tool called emPower which makes it a great choice for novices.

Dhanlaxmi Bank Gold Credit Card - Features
Dhanlaxmi Bank Gold Credit Card – Benefits
Dhanlaxmi Bank Gold Credit Card – Fees & Charges
Dhanlaxmi Bank Gold Credit Card – Eligibility Criteria
Dhanlaxmi Bank Gold Credit Card – How to Apply

Dhanlaxmi Bank Gold Credit Card - Features

The many features of Dhanlaxmi Bank Gold Credit Card are:

  • The card provides 5% cash back for transactions done in supermarkets and departmental stores
  • EmPower helps users in reviewing and managing their expenditures
  • Customers can expect assistance from the bank in case of emergency no matter where they are
  • The interest charged on this credit card is quite low

Dhanlaxmi Bank Gold Credit Card – Benefits

Benefits that customers can enjoy on using this credit card are:

  • There is no joining fee
  • Add-on card can be availed free of cost
  • There is no annual fee charged on the card.
  • Users get air accident insurance cover up to Rs. 20 lakh
  • Purchase protection worth Rs. 1 lakh is also provided up to 90 days from the date of purchase
  • Insurance up to Rs. 2 lakh against Accidental death or Permanent Total Disability is also provided
  • The reward points collected through eligible transactions can be redeemed on products from the reward catalogue
  • The Reward Points earned are valid for 2 years

Please Note: Dhanlaxmi Bank is not a Paisabazaar partner. Offers would be from partner Banks/NBFCs only. 

Dhanlaxmi Bank Gold Credit Card – Fees & Charges

The fees and charges associated with this card are:

Category Amount
Joining Fee Nil
Renewal Fee Nil
Add-on Card Fee Nil
 

Finance Charges

 Normal – 2% p.m./24% p.a.
Cash Advance – 3% p.m./36% p.a.
Default – 3.5% p.m./42% p.a.
Cash Advance Fee Rs. 400
Foreign Currency Transaction Fee 3.5%
Cash Limit 10% of Credit Limit
EMI Processing Fee 1% of amount/ Min. Rs. 200
Card Replacement Fee Rs. 300
Interest-Free Credit Period 18 – 48 Days
Reward Redemption Fee Rs. 75
Over Limit Fee 2.5% of amount/Min. Rs. 300
Late Payment Fee 30% of MAD/Min. Rs. 300
Cash Advance Fee Rs. 400 per Transaction

Dhanlaxmi Bank Gold Credit Card – Eligibility Criteria

The eligibility norms to avail Dhanlaxmi Bank Gold Credit Card are:

  • Salaried individuals must have an annual gross income of at least Rs. 3 lakh
  • Self-employed individuals must have an annual gross income of at least Rs. 4 lakh

Dhanlaxmi Bank Gold Credit Card – How to Apply

Applicants can visit the nearest Dhanlaxmi Bank branch to apply for this credit card. A bank official who will guide them through the process. They should preferably take all the relevant documents with them so that initial application can be completed on the same day.

meter
Menu