Standard Chartered Bank Credit Card Application Status

Standard Chartered allows its customers to view the progress that their credit card application has made. Customers who want to know about their Standard Chartered credit card application status online can follow the below steps:

Step-1 Visit the official website of Standard Chartered credit card to check application status page.

Step-2 Enter your Application Reference Number. Do include the # when entering the number.

Step-3 Enter the Mobile Number that you shared in the application for your Standard Chartered credit card and submit.

The application status will now be displayed on the screen.

Why would my Credit Card Application be denied?

There could be many possible reasons behind the rejection of your credit card application. Some of the possible reasons could be lack of credit history, several loans and cards, irregular past payments etc.

Click here to know the reasons why your credit card application can be rejected.

You can check the Standard Chartered Credit Card offline by calling on their customer care number or by visiting a branch.

Calling Customer Care Cell of Standard Chartered Bank

You can call Standard Chartered bank’s customer care on these numbers:

(STD code) – 6601 4444 / 3940 4444

Ideally, you should call the bank using the number you gave on the standard chartered credit card application. The customer care executive will ask for your application reference number and then let you know the status of your Standard Chartered credit card application.

Visiting Standard Chartered Bank

You can also visit the nearest Standard Chartered bank’s branch and contact the bank official there. The Bank official will ask for your application reference number and a valid photo ID to process your request. Standard Chartered bank has many branches all over India. To locate the nearest one click here.

You will get one of the following statuses on the page; continue reading to know more about the terms and what they mean.

In-Process-This could mean that your credit card application is still being reviewed by the bank, the documents are being checked, or the bank is still considering whether to reject or accept your application.

Dispatched- When the bank has accepted your credit card application, and have issued a credit card to your name then you will see dispatched status. The credit card has been mailed to you and should reach you in 3-4 business days.

On-Hold- Your credit card application can be put on hold when you have not submitted all the necessary documents that the bank requested. Alternatively, it could mean that the bank has not yet started reviewing your credit card application. For further enquiry, you can call them up at their customer care service number (STD code) – 6601 4444 / 3940 4444.

Declined-This means that the bank has reviewed your credit card application and has decided to decline your credit card application. The bank will inform you of the same through an e-mail, SMS, or a phone call. This could be because you failed to meet their eligibility criteria or because of your credit score.

No Records Found- This occurs when you have entered the wrong details, perhaps you have entered your mobile number different from the one that you listed in the credit card application or the reference number is wrong.

How do I check the status of my Standard Chartered Bank credit card application?
You can check the Standard Chartered Bank application status both online and offline. The online status check can be done on their website using the application/reference ID. The bank also offers the facility to check the status offline using customer care or branch visit.

How long does it take to apply for Standard Chartered credit card?
To apply for a Standard Chartered Bank credit card, it may take up to 9 working days once all the necessary documents are submitted.

What do i do if I have forgotten online banking username and password?
You can register for online/mobile banking by using ‘Instant Registration’ with your credit card. Please ensure your mobile number is registered to receive an SMS with your temporary password.

Can I track my Standard Chartered Bank card application status through customer care centre?
Yes, customers can track their application status by contacting the customer care centre. The numbers are 6601444/39404444. Customers should keep their application reference number handy before calling.

What credit score do you need for an Standard Chartered Bank credit card?
You should ideally have a credit score of 700 and above to get the credit card approved without any hassles.