Kotak Credit Card Application Status

To check your Kotak Bank credit card status, you require details, including the application form number or mobile number and DOB.

An application reference number is a unique number that is allotted to you after you apply for a credit card from the Kotak Mahindra Bank. It will be sent to you through SMS service after the bank receives the application for a credit card.

Follow the below-mentioned steps to track Kotak Bank credit card online:

Step 1: Visit the official website of Kotak Mahindra Bank, www.kotak.com.

Step 2: Scroll down to the end of the page and click on the ‘Track Application Status’.

Step 3: Click on the ‘Select Product’ option and choose ‘Credit Card’ from the drop-down menu.

Step 4: Now you have to enter either your application form number or mobile number & DOB and hit the ‘Submit’ button to track Kotak credit card.

Your Kotak credit card status will appear on the next page.

When you do not have online access, you can also track your Credit Card application status by calling on the Kotak bank’s credit card customer care, on the below numbers:

1860-266-2666 (For domestic call)

+91 22 6204 2001 (For international call)

Kotak Mahindra Bank also provides a dedicated SMS service for inquiries regarding the application status of the credit card. To make use of it, simply send an SMS in the below format:

CCAPP (space) your 13 digit application number to 5676788 or 997 105 6767

After doing so, you will receive an SMS with the necessary details.

You can also visit the closest Kotak Bank branch to enquire about credit card application status. However, make sure that you have your application reference number or the application number in hand when you visit the branch.

Q. What is the minimum credit score requirement to apply for Kotak Mahindra Bank credit card?

A. The bank generally offers credit cards to people with a good credit score, i.e., preferably above 750. However, there are a few credit cards that are specifically designed for people who are new to credit. You can apply for such cards if you want to start your credit journey as they come with relaxed eligibility.

Q. How can I apply for Kotak Mahindra Bank credit card?

A. The bank allows you to apply for Kotak credit card through both online and offline modes. You can apply online by visiting the official website of the bank. If you want to apply offline, you can visit the nearest branch of the bank to fill out the application form.

Q. Why was my Kotak Mahindra Bank credit card application rejected?

A. The bank rejects your credit card application if you do not meet the set eligibility criteria. This might happen if your income is below the minimum income requirement. Another reason could be a bad credit score as banks generally offer credit cards to people with a good credit score. You can check your Kotak credit card status online through the official website of the bank.

Q. Can I apply for a different credit card while my Kotak credit card application is still being processed?

A. Yes, you can apply for a different credit card from a different credit card provider. However, you should wait at least 6 months before applying for another Kotak Mahindra Bank Credit Card.

Q. How long does it take to process a credit card application?

A. The whole process from your application to you receiving the credit card takes around 20 days, considering your Kotak credit card application request was not disapproved.