Credit cards have become one of the most important financial instruments these days. With its ever-growing acceptance and ease-of-use in India, people have started opting for this plastic money. Owing to a number of benefits and offers provided through credit cards, one can save a huge amount of money if he uses his credit cards wisely.
A credit card comes with an annual fee which the cardholder has to pay to the bank every year for availing the credit card services. There are many cards that come with zero annual fees or are lifetime free credit cards. However, they do not come with additional benefits and offers which cards with some annual fee might provide.