BOB Credit Card Application Status

Customers can view their BOB credit card status online in two simple steps.

Step 1- You can view BoB Credit Card Application Status by visiting this link.

Step 2- Enter your Application Number and click on get details.

You can now view your Bank of Baroda credit card application status.

Customer Care

• If for some reason you are unable to view your Bank of Baroda credit card application status online, you can always call their 24×7 helpline numbers;

1800-103-1006 / 1800-225-10

• Remember to keep your application reference number handy, as the customer care executive will enquire about it to let you know about your credit card application status
• It is best advised that you make the call through the registered mobile number, the one that you gave in the Bank of Baroda credit card application

Branch Visit

• You can walk into the nearest Bank of Baroda branch and contact a bank official to know your Bank of Baroda credit card application status
• The bank official will ask for your Application Number and a valid Photo Identification to process your request, and then let you know your credit card application status

If you are looking to apply for a Bank of Baroda credit card again after rejection, you must bear a few points in your mind that will affect your credit card approval. Some of these are:

Credit Score

• Credit score or CIBIL score is one of the most vital factors that a bank uses to judge whether you are eligible for a credit card or not
• A credit score gives an idea about your credit eligibility
• Bank of Baroda will make an inquiry to your credit bureau to know about your credit score
• Suppose there are inconsistencies or mistakes in your credit report, this will directly hamper your credit score
• If you are able to spot an error get it corrected before applying for a credit card
• Applicants who are able to maintain a decent credit history, as well as a good credit score, have better chances to secure a credit card

Spending Patterns

• There is a variety of credit cards that are made to suit the spending patterns of a customer that is, there are credit cards for those who travel or shop, and they are rewarded with miles or cashback to the customer respectively
• So it is best to know in advance what type of credit card will best suit your spending patterns

Income Status

• It is important to note that owning a credit card can increase your expenses so it is best advised that you act sensibly
• Also, check whether you really require a new credit card or not as owning multiple credit cards can prove to be detrimental

Eligibility

• Do ensure that you are fulfilling every eligibility criteria at the time of credit card application with Bank of Baroda
• The candidate should be between 18 years and 65 years of age

Can I reapply for a Bank of Baroda credit card after my credit card application has been rejected?

Yes, customers can reapply for a Bank of Baroda credit card once their application has been rejected. However, customers should wait for at least 6 months before reapplying for a BoB credit card.

What are the different results that one can get when checking Bank of Baroda credit card application status?

The different results are: In progress, Approved, Dispatched, Rejected.

How long does it take for the Bank of Baroda credit card application to process?

It takes about 20 days for the Bank of Baroda to review all the documents and process the credit card application.

What is the Customer Care number for the Bank of Baroda?

For assistance related to your Bank of Baroda (BoB) credit card, you can call the customer care toll-free numbers: 1800-103-1006 / 1800-225-10.

Why was my credit card application rejected?

You might not have submitted all the required documents or they failed to meet the eligibility criteria set by the bank for that particular card.