Bank of Baroda Premium Credit Cards

The Bank of Baroda Select Credit Card is powered by Visa and offers the following attractive features and benefits to the cardholders:

• Earn 5X reward points on every Rs. 100 on select category like online shopping portals, payment of dining bills and using the card for payment of utility bills
• Get 1,000 ‘Bonus’ Reward point every month on carrying out 5 transactions of more than Rs. 1,000 in a month
• The joining fee is reversed on spending Rs. 7,500 within 60 days from the date of issuance of the credit card
• Spend Rs. 70,000 in a year using the card and get the renewal fee waived off
• 1% fuel surcharge is waived off if the amount of the transaction is more than Rs. 400 and less than Rs. 5,000
• The cardholders can convert their reward points into cashback or exchange them against exciting merchandise or gift options
• The credit cardholder can convert their purchases worth more than Rs. 2,500 into easy EMIs. The tenure of the EMIs can be 6 months or 12 months
• The credit cardholders can enjoy free credit facility up to 50 days starting from the date of the product purchase
• Revolving credit facility is offered where the customer can pay off the minimum due amount and pay the rest of the credit amount as per their convenience
• Personal accidental death insurance cover offers financial protection to loved ones and family

The PREMIER credit card of Bank of Baroda offers the following unique features and benefits:

• Earn 5X rewards points for using the card for travel bookings, payment of dining bills, etc.
• The card offers exclusive premium privileges to the cardholder like complimentary airport lounge access of 38 airports across 22 cities of India, 24*7 concierge services etc.
• Option to waive of the annual renewal fees by spending Rs 10000 within 60 days from the date of issuance of the card and Rs 1.20 lakh in one year
• Waive off the 1% fuel surcharge by spending Rs. 400 to Rs. 5000 at fuel stations using the Premier Card
• Redeem the accumulated reward points in multiple exciting options
• Convert the purchase above Rs. 2,500 into convenient EMIs of 6 months or 12 month

The Prime credit card by Bank of Baroda offers multiple privileges to the users, which include:

• This is a secured credit card and can be taken against a fixed deposit of Rs. 15,000 or more; no income proof required
• 1% cash back on all purchases
• Earn 4 reward points for every Rs. 100 spent
• Redeem all the reward points to avail exciting gifts, products and gift vouchers as per their choice.
• Zero fuel surcharge for all transactions amounting to minimum Rs. 400 to maximum of Rs. 5,000 as the 1% fuel surcharge is waived off
• Convert all purchases worth Rs. 2,500 or more in easy EMIs of 6 months or 12 months
• Other exciting benefits include: in-built insurance cover, a free add-on credit card for family and loved ones, zero liability on fraudulent transactions, revolving credit facility, interest-free credit facility up to 50 days