BOBCARD Credit Card Reward Points

Note: Some details on this page may be outdated. Please refer to the respective card pages or BOBCARD’s official website for updated information.

BOBCARD offers its customers a wide range of credit cards and enables them to choose the one most suited to their lifestyle. All their cards offer benefits such as zero fuel surcharge, option of waiver or reversal of annual fees, easy EMI, interest free and revolving credit facility, free add on card, in-built insurance cover and zero liability on lost card. However, the reward mechanism is customized basis the type of cards. Following are the various credit card options offered to their patrons:

BOBCARD Easy

• Cardholders earn 5 Reward Points for every Rs. 100 spent on movies, grocery and departmental stores
• Additional benefits include 0.5% cashback on card bill payment
• First Year fees: Rs. 500 ( Fee would be reversed if you spend Rs 6000 on your card within 60 days)
• Annual renewal fees: Rs 500 (Can be waived off if you spend Rs 35000 on your card in a year)

BOBCARD Select

• Cardholders earn 5 Reward Points for every Rs. 100 spent on online shopping, utility bills and dining. For other categories, they earn 1 point for every Rs. 100
• Also, one can earn bonus rewards (1000 points) every month if they make 5 transactions of more than Rs. 1000 in that month.
• First Year fees: Rs. 750 (Fee would be reversed if you spend Rs 7500 on your Select card within 60 days)
• Annual renewal fees: Rs 750 (Can be waived off if you spend Rs 70000 on your card in a year)

BOBCARD Premier

• Cardholders earn 5X (10 Reward Points) for every Rs. 100 spent dining, travel and international transactions. For other categories, they earn 1x point.
• Additional benefits include round the clock concierge facility, complimentary access to airport lounges at 38 airports across the country and golf courses
• First Year fees: Rs. 1000 (Fee would be reversed if you spend Rs 10000 on your card within 60 days)
• Annual renewal fees: Rs 1000 (Can be waived off if you spend Rs 120000 on your card in a year)

BOBCARD Assure

• Get a credit card without any income proof against your Fixed Deposit with the bank
• Withdraw cash up to 100% of your credit limit, in case of any emergency
• First year fees: Rs 500 (Fee would be reversed if you spend Rs 6000 on your card in 60 days)
• Annual renewal fees: Rs 500 (Can be waived off if you spend Rs 35000 on your card in a year)

Reward Redemption

BOBCARD users have a wide range of options (gifts, discounts and vouchers) to choose from when it comes to redemption of their reward points. 4 reward points are equal to one rupee and the points are valid for 2 years from the time of being earned.

Categories for Redemption

• Shop for merchandise ranging from stationery, jewelry, personal care, home décor and furnishing, kitchen appliances, clothing, books, automotive accessories, electronics and devotional items
• Recharge your Prepaid mobile and Direct to Home (DTH) Recharge
• Pay your postpaid mobile and broadband bill from the comforts of your home
• Book movie tickets and enjoy the latest releases with your reward points
• Plan your trips and vacations by booking your flight, bus and hotel tickets