Vijaya Bank Visa Nurse Credit Card

• The Vijaya Bank Visa Nurse Credit Card is accepted worldwide at all the outlets of VISA.
• The limit of the card ranges from ₹ 5,000 to ₹ 75,000.
• The limit on the cash withdrawal on the card is ₹ 25,000 or 50% of the amount of credit limit on the card, whichever is lower.
• The Vijaya Bank Visa Nurse Credit Card has an add-on card facility. This means that the applicant can get one more card for his or her family members like parents, spouse, siblings and children all above the age of 18 years.
• ₹ 2,500 is allowed as the cash limit for the add-on card which can be withdrawn from any Visa ATMs.
• There are no joining fees and annual fees on the Vijaya Bank Visa Nurse Credit Card.
• If there is no transaction on the card for the last 12 months for a minimum amount of ₹ 10,000, then ₹ 100 is charged as the penalty amount from you.
• The card is cancelled if no transaction is made for the last 15 months.

Given below are some eligibility parameters for this credit card-

• One of the most important eligibility criteria for Vijaya Bank Visa Nurse Credit Card is that the applicant should be a nurse authorized from a government institute. Government authorized institutes include hospitals, nursing homes and other institutions. The applicant nurse should be a permanent employee of the approved institute.
• The salaried nurse should have a minimum salary of ₹ 60,000 per annum to apply for the Vijaya Bank Visa Nurse Credit Card.
• For a self-employed nurse, the minimum earning should be ₹ 50,000 per annum in order to apply for the Vijaya Bank Visa Nurse Credit Card.
• The applicant nurse will have to keep a deposit of ₹ 50,000 with the bank for two years to apply for the Vijaya Bank Visa Nurse Credit Card.
• The credit facility on the Vijaya Bank Visa Nurse Credit Card is ₹ 2 Lakhs.
• The applicant should have maintained an average balance of ₹ 50,000 for at least the last 6 months in the savings account of the bank to apply for Vijaya Bank Visa Nurse Credit Card.

The card is the best option for nurses as no annual fees and joining fees are charged. Moreover, the card has lifetime validity and can be used by nurses for meeting their expenses.

If you wish to apply for this credit card and you meet the eligibility criteria as given above, you can visit the nearest branch of Vijaya Bank to apply. You can also call their customer care helpline to share your interest in the card. The executive will guide you about the application process.