Vijaya Bank Visa Doctors Credit Card

Some of the key features of this card are highlighted below:

• The card is accepted all over the world.
• It is available for medical practitioners of all discipline like Ayurveda, Unani, Allopathy, Homeopathy etc.
• Minimum card limit on Vijaya Bank Visa Doctors Credit Card is ₹ 5,000 and maximum card limit for the same is ₹ 1.5 Lakhs.
• Joining fees for the card is a mere ₹ 400.
• The annual fee for renewal of Vijaya Bank Visa Doctors Credit Card is ₹ 400.

Some of the perks enjoyed by the customers owning Vijaya Bank Visa Doctors Credit Card are:

• The card is recognized worldwide and can be used at all global merchant outlets.
• The annual fee for Vijaya Bank Visa Doctors Credit Card is waived off for the first 3 years.
• The cardholders are allowed to withdraw cash from any ATM, in case of an emergency. Maximum cash to be withdrawn per statement cycle is Rs.25,000 or 50% of card limit, whichever is lower.
• The card comes with a photo of the applicant and their signature to provide more security.
• Supplementary cards are also available for the doctor’s immediate family members. Maximum cash withdrawal limit on add-on card is ₹ 2,500 per statement cycle.

Following eligibility norms must be fulfilled to avail a Vijaya Bank Visa Doctors Credit Card:

• The card is available for all registered medical practitioners. The doctors can be from any medical field like Allopathy, Homeopathy, Ayurveda, Unani etc.
• Minimum income of salaried class applicant should be ₹ 60,000 per annum. Professionals who are self-employed should show a minimum income of ₹ 50,000 per annum.
• Minimum deposit of ₹ 50,000 should be maintained by the applicant in the account. Also, the savings account of the applicant must reflect a minimum balance of ₹ 50,000 in the past 6 months.
• The credit facility available for the practitioner should be ₹ 2 Lakhs.

To apply for Vijaya Bank Visa Doctors Credit Card, an applicant must submit the duly filled application form along with their Identity proof, address proof, medical practice certificate and income proof. To get more details on the card, one can call the toll-free customer care number or visit any branch of Vijaya Bank.