These days, due to heavy inflation, monthly salary is not enough for monthly expenses. It becomes very important to have an emergency source of money. Vijaya Bank Visa Classic Credit Card lets you draw amount according to your requirement and lets you pay back in instalments or in one go depending on your resources. This card makes customers financially active, even in economically difficult times.
Features of Vijaya Bank Visa Classic Credit Card
Following are the features of this credit card-
- The minimum card limit is ₹ 5,000.
- The maximum card limit is ₹ 75,000.
- Cash withdrawal facility is up to ₹ 25,000 or 50% of card limit.
- The entrance fee is ₹ 300.
- ₹ 300 is Advance Annual Subscription.
- The card is issued only to the existing account holders of the Vijaya Bank.
- The non-salaried class should have a minimum income of ₹ 5,00,000 while the salaried class should have an income of ₹ 6,00,000 as minimum criteria for applying for the card.
- Otherwise, a deposit of ₹ 50,000 can be made for 2 years, to avail the card.
- In the previous 6 months, if the customer had an average credit balance of ₹ 50,000, the card can be taken or in other case, the customer should have a credit limit of ₹ 2 Lakhs.
- In case of an add-on card, the cash withdrawal limit would be ₹ 2,500.
- This card can come as a great advantage to overcome cash crunch and can be availed in any scenario.
Eligibility for Vijaya Bank Visa Classic Credit Card
The table given below shows the eligibility criteria for this credit card-
| Self Employed people | Annual income ₹ 60, 000 |
| Salaried People | Annual income ₹ 50,000 |
| Deposit | ₹ 50,000 for two years |
| Credit Facility | ₹ 2 Lakhs |
| SB Account | For at least 6 months, average balance of ₹ 50,000 is required |