Vijaya Bank MasterCard Classic Credit Card

Vijaya Bank MasterCard Classic Credit Card has the following benefits for the cardholders –

• The card is not only valid in India but in Nepal as well.
• The card allows a range of credit limit to the cardholder depending on its usage. The minimum credit limit which is allowed on the card is ₹ 5,000 and the maximum limit is ₹ 75,000.
• Cardholders can withdraw cash from ATMs whenever they need cash using this credit card. The cash withdrawal limit is ₹ 25,000 or 50% of the credit limit allowed to the cardholder whichever is lower.
• Cardholders can also avail add-on cards under the Vijaya Bank MasterCard Classic Credit Card. The add-on cards can be availed for immediate family members like spouse, children and parents.
• Cash withdrawal facility is allowed for add-on cards too. The cash withdrawal limit is, however, lower than the primary card. The limit is restricted to ₹ 2,500.

Individuals who want to avail Vijaya Bank MasterCard Classic Credit Card have to fulfil some specified eligibility criteria. These criteria include the following –

• The individual should have an account with Vijaya Bank.
• Both salaried individuals, as well as self-employed individuals, can apply for the Vijaya Bank MasterCard Classic Credit Card.
• There is an income criterion which applicants have to fulfil. If the individual is a salaried employee, he/she should have a minimum annual income of ₹ 60,000. If, however, the applicant is a self-employed businessman, he should have a minimum annual income of ₹ 50,000.
• The applicant should have a deposit with Vijaya Bank of a minimum amount of ₹ 50,000. Moreover, the deposit should be done for a minimum tenure of 2 years.
• In the savings account of the individual, a minimum balance of ₹ 50,000 should have been maintained in the last 6 months before making an application for Vijaya Bank MasterCard Classic Credit Card.
• The applicant should also have a credit facility of at least ₹ 2 Lakhs.

Vijaya Bank MasterCard Classic Credit Card has a joining fee as well as an annual renewal fee. Interested applicants would have to pay the relevant fees if they want to avail the card and also to continue the card every year. The fee under the card is as follows –

Joining Fee	₹ 300
Annual Fee	₹ 300

So, understand the features and benefits of the card, the eligibility parameters and also the fees involved before applying for the card.

You must be a customer of Vijaya Bank to get this credit card. Interested candidates can apply through the nearest Vijaya Bank branch or by calling on their customer care number. In both cases, the bank will send someone to collect the documents at the applicant’s residence or office location, as suitable for him.